Data / Consumer complaints / Ncsplus Incorporated / Debt collection
Ncsplus Incorporated: 74 CFPB complaints about debt collection, last 3 years
Ncsplus Incorporated drew 74 consumer complaints about debt collection in the CFPB database in the three years to November 6, 2026, 90.2% of its 82 complaints in that time. The most common issue was “Attempts to collect debt not owed”. The company responded on time to 100.0% of them, and 95.9% closed with monetary or other relief.
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- 74Complaints, last 3 years
- 90.2%Share of the company's complaints
- 100.0%Responded on time
- 95.9%Closed with relief
- Oct 29, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 50 | 67.6% |
| 12 months to Nov 6, 2025 | 13 | 17.6% |
| 12 months to Nov 6, 2024 | 11 | 14.9% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 27 | 36.5% |
| Took or threatened to take negative or legal action | 20 | 27% |
| Written notification about debt | 16 | 21.6% |
| False statements or representation | 7 | 9.5% |
| Threatened to contact someone or share information improperly | 3 | 4.1% |
| Communication tactics | 1 | 1.4% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with non-monetary relief | 71 | 95.9% |
| Closed with explanation | 3 | 4.1% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| California | 12 | 16.2% |
| Georgia | 10 | 13.5% |
| Florida | 8 | 10.8% |
| New York | 6 | 8.1% |
| Illinois | 5 | 6.8% |
| Pennsylvania | 5 | 6.8% |
| Virginia | 5 | 6.8% |
| North Carolina | 3 | 4.1% |
| New Jersey | 3 | 4.1% |
| Arizona | 2 | 2.7% |
| Tennessee | 2 | 2.7% |
| Texas | 2 | 2.7% |
| Washington | 2 | 2.7% |
| Alabama | 1 | 1.4% |
| Colorado | 1 | 1.4% |
| Connecticut | 1 | 1.4% |
| District of Columbia | 1 | 1.4% |
| Idaho | 1 | 1.4% |
| Michigan | 1 | 1.4% |
| Missouri | 1 | 1.4% |
| Oregon | 1 | 1.4% |
| Wisconsin | 1 | 1.4% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 29, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with non-monetary relief | consumerfinance.gov |
| October 29, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with non-monetary relief | consumerfinance.gov |
| October 23, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with non-monetary relief | consumerfinance.gov |
| October 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| October 20, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with non-monetary relief | consumerfinance.gov |
| October 18, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with non-monetary relief | consumerfinance.gov |
| October 17, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with non-monetary relief | consumerfinance.gov |
| October 15, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| October 14, 2026 | Debt collection | Written notification about debt | Closed with non-monetary relief | consumerfinance.gov |
| October 14, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with non-monetary relief | consumerfinance.gov |
| October 13, 2026 | Debt collection | Written notification about debt | Closed with non-monetary relief | consumerfinance.gov |
| October 11, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with non-monetary relief | consumerfinance.gov |
| October 6, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with non-monetary relief | consumerfinance.gov |
| October 6, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| October 3, 2026 | Debt collection | Written notification about debt | Closed with non-monetary relief | consumerfinance.gov |
| October 3, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| October 2, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with non-monetary relief | consumerfinance.gov |
| October 1, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| October 1, 2026 | Debt collection | False statements or representation | Closed with non-monetary relief | consumerfinance.gov |
| September 30, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| September 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| August 30, 2026 | Debt collection | Communication tactics | Closed with non-monetary relief | consumerfinance.gov |
| August 27, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| August 25, 2026 | Debt collection | False statements or representation | Closed with non-monetary relief | consumerfinance.gov |
| August 12, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
Also on SpecStream
- All Ncsplus Incorporated complaints
- Every company with Debt collection complaints
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.