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Data / Consumer complaints / Ncsplus Incorporated

Ncsplus Incorporated: 82 CFPB consumer complaints in the last 3 years

Ncsplus Incorporated drew 82 consumer complaints in the CFPB database in the three years to November 6, 2026, and 181 since 2013. The largest group, 74, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 27. The company responded on time to 100.0% of the complaints, and 96.3% closed with monetary or other relief. The CFPB records the company as NCSPLUS INCORPORATED.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 82Complaints, last 3 years
  • 181Complaints, all years
  • 100.0%Responded on time
  • 96.3%Closed with relief
  • 2Products
  • Oct 29, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 649
202516
202417
20233
20224
202111
202013
20197
201811
201710
201618
201515
20145
20132

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Attempts to collect debt not owed2732.9%
Took or threatened to take negative or legal action2024.4%
Written notification about debt1619.5%
False statements or representation78.5%
Improper use of your report44.9%
Threatened to contact someone or share information improperly33.7%
Incorrect information on your report22.4%
Problem with a company's investigation into an existing problem22.4%
Communication tactics11.2%

How the company responded

Company responseComplaintsShare
Closed with non-monetary relief7996.3%
Closed with explanation33.7%

States

StateComplaintsShare
California1417.1%
Georgia1315.9%
Florida911%
New York67.3%
Pennsylvania67.3%
Illinois56.1%
Virginia56.1%
North Carolina33.7%
New Jersey33.7%
Washington33.7%
Arizona22.4%
Tennessee22.4%
Texas22.4%
Alabama11.2%
Colorado11.2%
Connecticut11.2%
District of Columbia11.2%
Idaho11.2%
Michigan11.2%
Missouri11.2%
Oregon11.2%
Wisconsin11.2%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 29, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with non-monetary reliefconsumerfinance.gov
October 29, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
October 23, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
October 20, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
October 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
October 18, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
October 17, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
October 15, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
October 14, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
October 14, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
October 13, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
October 11, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
October 6, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with non-monetary reliefconsumerfinance.gov
October 6, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
October 3, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
October 3, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
October 2, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
October 1, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
October 1, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
September 30, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
September 20, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
September 10, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
August 30, 2026Debt collectionCommunication tacticsClosed with non-monetary reliefconsumerfinance.gov
August 27, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
August 25, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
August 12, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
July 30, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with non-monetary reliefconsumerfinance.gov
July 28, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
July 24, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
July 24, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
July 21, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
July 21, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
July 17, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
July 15, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
July 13, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
July 6, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
July 3, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
June 29, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with non-monetary reliefconsumerfinance.gov
June 15, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
June 9, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
June 6, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
May 20, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with non-monetary reliefconsumerfinance.gov
May 13, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
May 8, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
May 4, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
April 3, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
March 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
February 6, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
January 10, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
December 29, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with non-monetary reliefconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.