Data / Consumer complaints / MicroBilt / PRBC (formerly CL Verify)

MicroBilt / PRBC (formerly CL Verify): 1,852 CFPB consumer complaints in the last 3 years

Name: CFPB consumer complaints against MicroBilt / PRBC (formerly CL Verify)
Creator: SpecStream
License: https://creativecommons.org/licenses/by/4.0/

MicroBilt / PRBC (formerly CL Verify) drew 1,852 consumer complaints in the CFPB database in the three years to November 6, 2026, and 2,246 since 2012. The largest group, 1,841, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 750. The company responded on time to 92.3% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaints Get every credit reporting or other personal consumer reports company Get credit reporting or other personal consumer reports in Florida

1,852Complaints, last 3 years
2,246Complaints, all years
92.3%Responded on time
0.0%Closed with relief
3Products
Oct 27, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

Year	Complaints
2026, to Nov 6	536
2025	773
2024	514
2023	125
2022	34
2021	123
2020	59
2019	28
2018	17
2017	15
2016	7
2015	7
2014	4
2013	3
2012	1

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Product	Complaints	Share
Credit reporting or other personal consumer reports	1,841	99.4%
Debt collection	10	0.5%
Payday loan, title loan, personal loan, or advance loan	1	0.1%

Issues

Issue	Complaints	Share
Incorrect information on your report	750	40.5%
Problem with fraud alerts or security freezes	541	29.2%
Improper use of your report	304	16.4%
Unable to get your credit report or credit score	131	7.1%
Problem with a company's investigation into an existing problem	110	5.9%
Attempts to collect debt not owed	7	0.4%
Credit monitoring or identity theft protection services	3	0.2%
Problem with a company's investigation into an existing issue	2	0.1%
Written notification about debt	2	0.1%
False statements or representation	1	0.1%
Getting the loan	1	0.1%

How the company responded

Company response	Complaints	Share
Closed with explanation	1,852	100%

States

State	Complaints	Share
Florida	422	22.8%
New York	274	14.8%
Georgia	192	10.4%
Texas	169	9.1%
California	110	5.9%
Mississippi	109	5.9%
Pennsylvania	59	3.2%
New Jersey	41	2.2%
Illinois	39	2.1%
Maryland	39	2.1%
Michigan	37	2%
Virginia	33	1.8%
North Carolina	31	1.7%
Massachusetts	28	1.5%
Tennessee	28	1.5%
South Carolina	25	1.3%
Ohio	20	1.1%
Wisconsin	19	1%
Louisiana	18	1%
Nevada	17	0.9%
District of Columbia	15	0.8%
Alabama	14	0.8%
Arizona	10	0.5%
Puerto Rico	10	0.5%
Indiana	9	0.5%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

Received	Product	Issue	Company response	Source
October 27, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 23, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 22, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 22, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 22, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 22, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 22, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 22, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 21, 2026	Credit reporting or other personal consumer reports	Unable to get your credit report or credit score	Closed with explanation	consumerfinance.gov
October 21, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 21, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 20, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 20, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 20, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 19, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 19, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 19, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 18, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 17, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 16, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 16, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 16, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 16, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 16, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 16, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 14, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 14, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 14, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 12, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 11, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 10, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 9, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 9, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 8, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 8, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 8, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 8, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 7, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 7, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 7, 2026	Credit reporting or other personal consumer reports	Unable to get your credit report or credit score	Closed with explanation	consumerfinance.gov
October 6, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 6, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 6, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 6, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 4, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 3, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 3, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 2, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 2, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov
October 2, 2026	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	Closed with explanation	consumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.