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Data / Consumer complaints / Mercury Financial Intermediate LLC / Debt collection

Mercury Financial Intermediate LLC: 81 CFPB complaints about debt collection, last 3 years

Mercury Financial Intermediate LLC drew 81 consumer complaints about debt collection in the CFPB database in the three years to November 6, 2026, 17.7% of its 458 complaints in that time. The most common issue was “Took or threatened to take negative or legal action”. The company responded on time to 100.0% of them, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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  • 81Complaints, last 3 years
  • 17.7%Share of the company's complaints
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • Oct 11, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20262935.8%
12 months to Nov 6, 20253442%
12 months to Nov 6, 20241822.2%

Issues

IssueComplaintsShare
Took or threatened to take negative or legal action2530.9%
Attempts to collect debt not owed2125.9%
Communication tactics1417.3%
False statements or representation1012.3%
Written notification about debt1012.3%
Threatened to contact someone or share information improperly11.2%

How the company responded

Company responseComplaintsShare
Closed with explanation81100%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Florida1721%
California1012.3%
Texas911.1%
Arizona56.2%
New York56.2%
Ohio56.2%
Georgia44.9%
Michigan33.7%
North Carolina33.7%
Pennsylvania33.7%
Maryland22.5%
Missouri22.5%
Mississippi22.5%
Alabama11.2%
Arkansas11.2%
Illinois11.2%
Louisiana11.2%
Massachusetts11.2%
Minnesota11.2%
Nebraska11.2%
New Jersey11.2%
Oklahoma11.2%
Rhode Island11.2%
South Carolina11.2%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 11, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 10, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
August 26, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
August 20, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
July 27, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
July 6, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 6, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 15, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
June 10, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 28, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 27, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 25, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 12, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 3, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 22, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 22, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 16, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 16, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 12, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 26, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 16, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 12, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.