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Data / Consumer complaints / Lake Michigan Credit Union

Lake Michigan Credit Union: 159 CFPB consumer complaints in the last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Lake Michigan Credit Union drew 159 consumer complaints in the CFPB database in the three years to November 6, 2026, and 191 since 2022. The largest group, 52, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 27. The company responded on time to 100.0% of the complaints, and 2.5% closed with monetary or other relief. The CFPB records the company as LAKE MICHIGAN CREDIT UNION.

The request: Watch Lake Michigan Credit Union: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.

Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in Michigan

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 159Complaints, last 3 years
  • 191Complaints, all years
  • 100.0%Responded on time
  • 2.5%Closed with relief
  • 8Products
  • Oct 27, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 656
202565
202435
202326
20229

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit reporting or other personal consumer reports5232.7%
Checking or savings account4427.7%
Mortgage2515.7%
Vehicle loan or lease138.2%
Debt collection106.3%
Credit card63.8%
Payday loan, title loan, personal loan, or advance loan63.8%
Money transfer, virtual currency, or money service31.9%

Issues

IssueComplaintsShare
Incorrect information on your report2717%
Managing an account2213.8%
Improper use of your report1911.9%
Trouble during payment process138.2%
Problem with a company's investigation into an existing problem106.3%
Problem caused by your funds being low85%
Managing the loan or lease63.8%
Applying for a mortgage or refinancing an existing mortgage53.1%
Problem with a lender or other company charging your account53.1%
Closing an account42.5%
Opening an account42.5%
Repossession42.5%
Took or threatened to take negative or legal action42.5%
Written notification about debt42.5%
Closing on a mortgage31.9%
Struggling to pay mortgage31.9%
Attempts to collect debt not owed21.3%
Fraud or scam21.3%
Other features, terms, or problems21.3%
Problem with a purchase shown on your statement21.3%
Problem with the payoff process at the end of the loan21.3%
Struggling to pay your loan21.3%
Getting a credit card10.6%
Getting a loan or lease10.6%
Problem when making payments10.6%

How the company responded

Company responseComplaintsShare
Closed with explanation15597.5%
Closed with monetary relief42.5%

States

StateComplaintsShare
Michigan10968.6%
Florida2515.7%
Texas74.4%
Arizona21.3%
New York21.3%
Ohio21.3%
Pennsylvania21.3%
Virginia21.3%
California10.6%
Georgia10.6%
Illinois10.6%
Indiana10.6%
Louisiana10.6%
North Carolina10.6%
South Carolina10.6%
Tennessee10.6%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 27, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
October 15, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 14, 2026Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
October 10, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 2, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 28, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
September 24, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanClosed with explanationconsumerfinance.gov
September 22, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
September 16, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
September 14, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 9, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 9, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 9, 2026Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
September 8, 2026MortgageImproper use of your reportClosed with explanationconsumerfinance.gov
September 1, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
August 31, 2026MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
August 25, 2026Debt collectionAttempts to collect debt not owedClosed with monetary reliefconsumerfinance.gov
August 20, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 9, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 3, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 27, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
July 26, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 25, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
July 14, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 14, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
July 14, 2026Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
July 10, 2026MortgageTrouble during payment processClosed with monetary reliefconsumerfinance.gov
July 7, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 6, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
June 5, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 25, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
May 24, 2026Vehicle loan or leaseManaging the loan or leaseClosed with monetary reliefconsumerfinance.gov
May 9, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
May 7, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
April 22, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 19, 2026Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
April 16, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 14, 2026Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
April 11, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
April 9, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 7, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
April 3, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 23, 2026Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
March 23, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
March 22, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 10, 2026Payday loan, title loan, personal loan, or advance loanIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 10, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
March 9, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
March 4, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
February 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.