Data / Consumer complaints / Kovo / Payday loan, title loan, personal loan, or advance loan
Kovo: 39 CFPB complaints about payday loan, title loan, personal loan, or advance loan, last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Kovo drew 39 consumer complaints about payday loan, title loan, personal loan, or advance loan in the CFPB database in the three years to November 6, 2026, 3.5% of its 1,118 complaints in that time. The most common issue was “Problem when making payments”. The company responded on time to 100.0% of them, and 0.0% closed with monetary or other relief.
The request: Watch Kovo: each new CFPB complaint about payday loan, title loan, personal loan, or advance loan by issue, with the date and the company response. $10 of work on sign-up, no card.
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- 39Complaints, last 3 years
- 3.5%Share of the company's complaints
- 100.0%Responded on time
- 0.0%Closed with relief
- Nov 1, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 22 | 56.4% |
| 12 months to Nov 6, 2025 | 8 | 20.5% |
| 12 months to Nov 6, 2024 | 9 | 23.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Problem when making payments | 10 | 25.6% |
| Incorrect information on your report | 8 | 20.5% |
| Problem with additional add-on products or services | 5 | 12.8% |
| Problem with a company's investigation into an existing problem | 4 | 10.3% |
| Struggling to pay your loan | 3 | 7.7% |
| Credit monitoring or identity theft protection services | 2 | 5.1% |
| Getting the loan | 2 | 5.1% |
| Getting a line of credit | 1 | 2.6% |
| Improper use of your report | 1 | 2.6% |
| Problem with the payoff process at the end of the loan | 1 | 2.6% |
| Unable to get your credit report or credit score | 1 | 2.6% |
| Unexpected fees | 1 | 2.6% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 39 | 100% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| Georgia | 6 | 15.4% |
| Texas | 5 | 12.8% |
| Florida | 3 | 7.7% |
| New York | 3 | 7.7% |
| Pennsylvania | 3 | 7.7% |
| California | 2 | 5.1% |
| Illinois | 2 | 5.1% |
| Massachusetts | 2 | 5.1% |
| Mississippi | 2 | 5.1% |
| Alabama | 1 | 2.6% |
| Arkansas | 1 | 2.6% |
| Arizona | 1 | 2.6% |
| Indiana | 1 | 2.6% |
| Louisiana | 1 | 2.6% |
| Michigan | 1 | 2.6% |
| North Carolina | 1 | 2.6% |
| Nevada | 1 | 2.6% |
| South Carolina | 1 | 2.6% |
| Virginia | 1 | 2.6% |
| Wisconsin | 1 | 2.6% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 1, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 12, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting a line of credit | Closed with explanation | consumerfinance.gov |
| October 4, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | Closed with explanation | consumerfinance.gov |
| August 30, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| August 24, 2026 | Payday loan, title loan, personal loan, or advance loan | Unable to get your credit report or credit score | Closed with explanation | consumerfinance.gov |
| August 14, 2026 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 31, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| July 29, 2026 | Payday loan, title loan, personal loan, or advance loan | Credit monitoring or identity theft protection services | Closed with explanation | consumerfinance.gov |
| July 21, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| June 26, 2026 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 13, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | Closed with explanation | consumerfinance.gov |
| May 19, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| May 6, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| April 16, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| February 12, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| February 9, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| December 31, 2025 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| December 22, 2025 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| December 20, 2025 | Payday loan, title loan, personal loan, or advance loan | Unexpected fees | Closed with explanation | consumerfinance.gov |
| December 4, 2025 | Payday loan, title loan, personal loan, or advance loan | Credit monitoring or identity theft protection services | Closed with explanation | consumerfinance.gov |
| October 8, 2025 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| October 2, 2025 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 5, 2025 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- All Kovo complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.