Data / Consumer complaints / Granite Bay Acceptance Inc.
Granite Bay Acceptance Inc.: 12 CFPB complaints
The full list. Companies with consumer complaints to the CFPB: 5,399 rows, $133.99. $10 of credit on sign-up, no card. Pay by card with no account. Prices exclude VAT. CSV and Excel files with the columns this page does not show (company, company as the CFPB records it, complaints, last 3 years, complaints, last 12 months, complaints, 12 months before, complaints, 12 months before that and 8 more), which open on your screen as soon as the payment clears and come by email. For agents and scripts: every list with its row count and price is at https://specstream.ai/data/lists.json.
Updated November 10, 2026. Source: CFPB Consumer Complaint Database.
Granite Bay Acceptance Inc. drew 12 consumer complaints in the CFPB database in the three years to November 9, 2026, and 24 since 2017. The largest group, 10, was about credit reporting or other personal consumer reports, and the most common issue was “Improper use of your report” with 9. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.
The request: Watch Granite Bay Acceptance Inc.: each new CFPB complaint by product and issue, with the date and the company response.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 12Complaints, last 3 years
- 24Complaints, all years
- 100.0%Responded on time
- 0.0%Closed with relief
- 3Products
- Apr 8, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 9 | 1 |
| 2025 | 5 |
| 2024 | 6 |
| 2023 | 2 |
| 2021 | 4 |
| 2020 | 4 |
| 2018 | 1 |
| 2017 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 10 | 83.3% |
| Debt collection | 1 | 8.3% |
| Vehicle loan or lease | 1 | 8.3% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Improper use of your report | 9 | 75% |
| Getting a loan or lease | 1 | 8.3% |
| Incorrect information on your report | 1 | 8.3% |
| Took or threatened to take negative or legal action | 1 | 8.3% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 12 | 100% |
States
| State | Complaints | Share |
|---|---|---|
| California | 3 | 25% |
| Florida | 1 | 8.3% |
| Illinois | 1 | 8.3% |
| Kentucky | 1 | 8.3% |
| Maryland | 1 | 8.3% |
| Pennsylvania | 1 | 8.3% |
| South Carolina | 1 | 8.3% |
| Tennessee | 1 | 8.3% |
| Texas | 1 | 8.3% |
| Wisconsin | 1 | 8.3% |
Latest 12 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| April 8, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| November 23, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 10, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| April 28, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| April 1, 2025 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| February 20, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| December 19, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| November 7, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 7, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 19, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| June 6, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| January 16, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt collection complaints
- Every company with Vehicle loan or lease complaints
- Consumer complaints in California
- Consumer complaints in Pennsylvania
- Consumer complaints in Wisconsin
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.
$10 of credit on sign-up, no card.