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Data / Consumer complaints / Giggle Finance Inc.

Giggle Finance Inc.: 91 CFPB consumer complaints in the last 3 years

Giggle Finance Inc. drew 91 consumer complaints in the CFPB database in the three years to November 6, 2026, and 111 since 2022. The largest group, 51, was about payday loan, title loan, personal loan, or advance loan, and the most common issue was “Charged fees or interest you didn't expect” with 17. The company responded on time to 9.9% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 91Complaints, last 3 years
  • 111Complaints, all years
  • 9.9%Responded on time
  • 0.0%Closed with relief
  • 5Products
  • Oct 14, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 623
202557
202411
202311
20229

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Charged fees or interest you didn't expect1718.7%
Improper use of your report1011%
Took or threatened to take negative or legal action99.9%
Problem with the payoff process at the end of the loan66.6%
Issues with repayment55.5%
Problem when making payments55.5%
Attempts to collect debt not owed44.4%
Getting the loan44.4%
Communication tactics33.3%
Confusing or misleading advertising or marketing33.3%
Confusing or missing disclosures33.3%
False statements or representation33.3%
Struggling to pay your loan33.3%
Electronic communications22.2%
Incorrect information on your report22.2%
Problem with a lender or other company charging your account22.2%
Threatened to contact someone or share information improperly22.2%
Unexpected fees22.2%
Other transaction problem11.1%
Problem with a company's investigation into an existing problem11.1%
Problem with additional add-on products or services11.1%
Problems receiving the advance11.1%
Trouble accessing funds in your mobile or digital wallet11.1%
Written notification about debt11.1%

How the company responded

Company responseComplaintsShare
Untimely response7481.3%
Closed with explanation1718.7%

States

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 14, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 9, 2026Payday loan, title loan, personal loan, or advance loanGetting the loanUntimely responseconsumerfinance.gov
September 18, 2026Payday loan, title loan, personal loan, or advance loanConfusing or misleading advertising or marketingUntimely responseconsumerfinance.gov
August 9, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
August 6, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectUntimely responseconsumerfinance.gov
July 19, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
July 8, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanUntimely responseconsumerfinance.gov
July 8, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsUntimely responseconsumerfinance.gov
June 26, 2026Money transfer, virtual currency, or money serviceOther transaction problemUntimely responseconsumerfinance.gov
June 8, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectUntimely responseconsumerfinance.gov
June 3, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanUntimely responseconsumerfinance.gov
May 27, 2026Payday loan, title loan, personal loan, or advance loanGetting the loanUntimely responseconsumerfinance.gov
April 16, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
March 18, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectUntimely responseconsumerfinance.gov
March 5, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
March 3, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
February 2, 2026Payday loan, title loan, personal loan, or advance loanIssues with repaymentUntimely responseconsumerfinance.gov
January 26, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectUntimely responseconsumerfinance.gov
January 20, 2026Payday loan, title loan, personal loan, or advance loanIssues with repaymentUntimely responseconsumerfinance.gov
January 17, 2026Payday loan, title loan, personal loan, or advance loanGetting the loanUntimely responseconsumerfinance.gov
January 13, 2026Payday loan, title loan, personal loan, or advance loanConfusing or missing disclosuresUntimely responseconsumerfinance.gov
January 13, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
January 9, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsUntimely responseconsumerfinance.gov
December 10, 2025Payday loan, title loan, personal loan, or advance loanConfusing or missing disclosuresUntimely responseconsumerfinance.gov
December 4, 2025Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanUntimely responseconsumerfinance.gov
December 4, 2025Payday loan, title loan, personal loan, or advance loanUnexpected feesUntimely responseconsumerfinance.gov
December 2, 2025Payday loan, title loan, personal loan, or advance loanProblem when making paymentsUntimely responseconsumerfinance.gov
November 29, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemUntimely responseconsumerfinance.gov
November 19, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectUntimely responseconsumerfinance.gov
November 17, 2025Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanUntimely responseconsumerfinance.gov
November 15, 2025Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
November 11, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectUntimely responseconsumerfinance.gov
November 4, 2025Payday loan, title loan, personal loan, or advance loanImproper use of your reportUntimely responseconsumerfinance.gov
October 31, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectUntimely responseconsumerfinance.gov
October 30, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 27, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
October 27, 2025Payday loan, title loan, personal loan, or advance loanIssues with repaymentUntimely responseconsumerfinance.gov
October 16, 2025Payday loan, title loan, personal loan, or advance loanIssues with repaymentUntimely responseconsumerfinance.gov
October 16, 2025Payday loan, title loan, personal loan, or advance loanProblem when making paymentsUntimely responseconsumerfinance.gov
October 16, 2025Payday loan, title loan, personal loan, or advance loanUnexpected feesUntimely responseconsumerfinance.gov
October 15, 2025Debt collectionThreatened to contact someone or share information improperlyUntimely responseconsumerfinance.gov
October 15, 2025Payday loan, title loan, personal loan, or advance loanIssues with repaymentUntimely responseconsumerfinance.gov
October 14, 2025Debt collectionThreatened to contact someone or share information improperlyUntimely responseconsumerfinance.gov
October 12, 2025Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
October 9, 2025Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanUntimely responseconsumerfinance.gov
October 7, 2025Debt collectionElectronic communicationsUntimely responseconsumerfinance.gov
October 4, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 2, 2025Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
September 12, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
September 10, 2025Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.