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Data / Consumer complaints / Galaxy Capital Acquisitions, LLC

Galaxy Capital Acquisitions, LLC: 98 CFPB consumer complaints in the last 3 years

Galaxy Capital Acquisitions, LLC drew 98 consumer complaints in the CFPB database in the three years to November 6, 2026, and 223 since 2014. The largest group, 78, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 32. The company responded on time to 90.8% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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  • 98Complaints, last 3 years
  • 223Complaints, all years
  • 90.8%Responded on time
  • 0.0%Closed with relief
  • 5Products
  • Oct 5, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 623
202542
202431
202326
202220
202113
20206
20196
20184
20178
201616
20159
201419

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection7879.6%
Credit reporting or other personal consumer reports1616.3%
Debt or credit management22%
Credit card11%
Payday loan, title loan, personal loan, or advance loan11%

Issues

IssueComplaintsShare
Attempts to collect debt not owed3232.7%
Written notification about debt1717.3%
Took or threatened to take negative or legal action1313.3%
Incorrect information on your report1111.2%
False statements or representation88.2%
Improper use of your report44.1%
Electronic communications33.1%
Threatened to contact someone or share information improperly33.1%
Communication tactics22%
Problem with a company's investigation into an existing problem22%
Charged upfront or unexpected fees11%
Confusing or missing disclosures11%
Struggling to pay your loan11%

How the company responded

Company responseComplaintsShare
Closed with explanation9799%
Untimely response11%

States

StateComplaintsShare
Texas1515.3%
Florida1414.3%
California88.2%
Illinois88.2%
Georgia77.1%
New Jersey55.1%
Arizona44.1%
New York44.1%
Indiana33.1%
Nevada33.1%
South Carolina33.1%
Delaware22%
Minnesota22%
Missouri22%
Ohio22%
Pennsylvania22%
Alabama11%
Colorado11%
Connecticut11%
Hawaii11%
Kentucky11%
Michigan11%
Mississippi11%
North Carolina11%
North Dakota11%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 5, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 12, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 31, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
August 22, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 23, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 10, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 9, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 25, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 23, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
June 18, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 3, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 19, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 7, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 5, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 5, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
April 29, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 26, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
April 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 9, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
January 29, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 23, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 11, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
November 26, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 19, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 4, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 1, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 31, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 25, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 24, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 11, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 10, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 29, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 21, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 15, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 7, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 29, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 22, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 21, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 12, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 11, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
July 3, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 3, 2025Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
June 15, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 3, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 6, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
May 3, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 29, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.