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Data / Consumer complaints / Figure Technologies, Inc

Figure Technologies, Inc: 240 CFPB consumer complaints in the last 3 years

Figure Technologies, Inc drew 240 consumer complaints in the CFPB database in the three years to November 6, 2026, and 293 since 2018. The largest group, 117, was about mortgage, and the most common issue was “Trouble during payment process” with 64. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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  • 240Complaints, last 3 years
  • 293Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 7Products
  • Oct 30, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6124
202576
202437
202324
202211
20214
20207
20199
20181

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Mortgage11748.8%
Credit reporting or other personal consumer reports8635.8%
Debt collection2610.8%
Payday loan, title loan, personal loan, or advance loan62.5%
Money transfer, virtual currency, or money service31.2%
Checking or savings account10.4%
Credit card10.4%

Issues

IssueComplaintsShare
Trouble during payment process6426.7%
Incorrect information on your report4820%
Problem with a company's investigation into an existing problem2711.2%
Applying for a mortgage or refinancing an existing mortgage2510.4%
Improper use of your report187.5%
Closing on a mortgage104.2%
Struggling to pay mortgage93.8%
Took or threatened to take negative or legal action93.8%
Attempts to collect debt not owed62.5%
Written notification about debt52.1%
False statements or representation41.7%
Credit monitoring or identity theft protection services20.8%
Getting a line of credit20.8%
Charged fees or interest you didn't expect10.4%
Communication tactics10.4%
Fraud or scam10.4%
Getting the loan10.4%
Managing an account10.4%
Money was not available when promised10.4%
Other features, terms, or problems10.4%
Other transaction problem10.4%
Problem with cash advance10.4%
Struggling to pay your loan10.4%
Threatened to contact someone or share information improperly10.4%

How the company responded

Company responseComplaintsShare
Closed with explanation240100%

States

StateComplaintsShare
Florida3715.4%
California2410%
Illinois2410%
Georgia208.3%
New Jersey135.4%
Michigan125%
Texas125%
North Carolina104.2%
Ohio93.8%
Arizona83.3%
Nevada72.9%
Indiana62.5%
Alabama52.1%
Tennessee52.1%
Virginia52.1%
Washington52.1%
Colorado41.7%
Oregon41.7%
Kentucky31.2%
South Carolina31.2%
Louisiana20.8%
Massachusetts20.8%
Maryland20.8%
Maine20.8%
Mississippi20.8%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 30, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
October 27, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
October 25, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
October 19, 2026MortgageProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 16, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
October 15, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
October 13, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
October 9, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
October 9, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 6, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
October 2, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 30, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
September 24, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
September 22, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
September 18, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
September 18, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
September 17, 2026MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
September 17, 2026Payday loan, title loan, personal loan, or advance loanProblem with cash advanceClosed with explanationconsumerfinance.gov
September 10, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
September 8, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
September 8, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
September 4, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
September 1, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
September 1, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
August 31, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 28, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
August 27, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
August 25, 2026MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
August 25, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
August 22, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
August 20, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 20, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 18, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 17, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 10, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 30, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 28, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 27, 2026MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
July 23, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
July 23, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
July 22, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 22, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 20, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
July 17, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 17, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 17, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 13, 2026MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
June 26, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 26, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
June 24, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.