Data / Consumer complaints / Dave Operating, LLC
Dave Operating, LLC: 754 CFPB consumer complaints in the last 3 years
Dave Operating, LLC drew 754 consumer complaints in the CFPB database in the three years to November 6, 2026, and 851 since 2022. The largest group, 352, was about payday loan, title loan, personal loan, or advance loan, and the most common issue was “Can't stop withdrawals from your bank account” with 196. The company responded on time to 96.9% of the complaints, and 0.1% closed with monetary or other relief.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 754Complaints, last 3 years
- 851Complaints, all years
- 96.9%Responded on time
- 0.1%Closed with relief
- 8Products
- Oct 23, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 370 |
| 2025 | 257 |
| 2024 | 106 |
| 2023 | 86 |
| 2022 | 32 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Payday loan, title loan, personal loan, or advance loan | 352 | 46.7% |
| Checking or savings account | 290 | 38.5% |
| Money transfer, virtual currency, or money service | 69 | 9.2% |
| Credit card | 12 | 1.6% |
| Prepaid card | 11 | 1.5% |
| Debt collection | 8 | 1.1% |
| Credit reporting or other personal consumer reports | 7 | 0.9% |
| Debt or credit management | 5 | 0.7% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Can't stop withdrawals from your bank account | 196 | 26% |
| Managing an account | 176 | 23.3% |
| Problem with a lender or other company charging your account | 61 | 8.1% |
| Issues with repayment | 42 | 5.6% |
| Closing an account | 38 | 5% |
| Money was taken from your bank account on the wrong day or for the wrong amount | 33 | 4.4% |
| Unauthorized transactions or other transaction problem | 29 | 3.8% |
| Charged fees or interest you didn't expect | 23 | 3.1% |
| Other transaction problem | 12 | 1.6% |
| Problem caused by your funds being low | 12 | 1.6% |
| Confusing or missing disclosures | 10 | 1.3% |
| Struggling to pay your loan | 9 | 1.2% |
| Unexpected fees | 8 | 1.1% |
| Trouble accessing funds in your mobile or digital wallet | 7 | 0.9% |
| Confusing or misleading advertising or marketing | 6 | 0.8% |
| Fraud or scam | 6 | 0.8% |
| Loan payment wasn't credited to your account | 6 | 0.8% |
| Problem with the payoff process at the end of the loan | 6 | 0.8% |
| Can't contact lender or servicer | 5 | 0.7% |
| Managing, opening, or closing your mobile wallet account | 5 | 0.7% |
| Problem with a purchase shown on your statement | 5 | 0.7% |
| Problems receiving the advance | 5 | 0.7% |
| Unexpected or other fees | 5 | 0.7% |
| Charged upfront or unexpected fees | 3 | 0.4% |
| Closing your account | 3 | 0.4% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 751 | 99.6% |
| In progress | 2 | 0.3% |
| Closed with monetary relief | 1 | 0.1% |
States
| State | Complaints | Share |
|---|---|---|
| California | 77 | 10.2% |
| Texas | 66 | 8.8% |
| Florida | 59 | 7.8% |
| Ohio | 36 | 4.8% |
| New York | 34 | 4.5% |
| Pennsylvania | 34 | 4.5% |
| Illinois | 32 | 4.2% |
| Georgia | 27 | 3.6% |
| North Carolina | 25 | 3.3% |
| Maryland | 24 | 3.2% |
| Arizona | 23 | 3.1% |
| Virginia | 23 | 3.1% |
| Indiana | 22 | 2.9% |
| Michigan | 21 | 2.8% |
| Tennessee | 21 | 2.8% |
| Colorado | 17 | 2.3% |
| Iowa | 14 | 1.9% |
| New Jersey | 14 | 1.9% |
| Oklahoma | 14 | 1.9% |
| Massachusetts | 13 | 1.7% |
| Missouri | 13 | 1.7% |
| Wisconsin | 13 | 1.7% |
| Alabama | 12 | 1.6% |
| Nevada | 12 | 1.6% |
| Arkansas | 10 | 1.3% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 23, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | In progress | consumerfinance.gov |
| October 23, 2026 | Money transfer, virtual currency, or money service | Other transaction problem | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Payday loan, title loan, personal loan, or advance loan | Unexpected fees | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Payday loan, title loan, personal loan, or advance loan | Money was taken from your bank account on the wrong day or for the wrong amount | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Money transfer, virtual currency, or money service | Unauthorized transactions or other transaction problem | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Checking or savings account | Problem with a lender or other company charging your account | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Money transfer, virtual currency, or money service | Unauthorized transactions or other transaction problem | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 13, 2026 | Payday loan, title loan, personal loan, or advance loan | Received a loan you didn't apply for | Closed with explanation | consumerfinance.gov |
| October 12, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 12, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Money transfer, virtual currency, or money service | Trouble accessing funds in your mobile or digital wallet | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 8, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 7, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 4, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 4, 2026 | Money transfer, virtual currency, or money service | Unauthorized transactions or other transaction problem | Closed with explanation | consumerfinance.gov |
| October 2, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 2, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| October 1, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 1, 2026 | Payday loan, title loan, personal loan, or advance loan | Money was taken from your bank account on the wrong day or for the wrong amount | Closed with explanation | consumerfinance.gov |
| September 30, 2026 | Payday loan, title loan, personal loan, or advance loan | Issues with repayment | Closed with explanation | consumerfinance.gov |
| September 30, 2026 | Payday loan, title loan, personal loan, or advance loan | Unexpected fees | Closed with explanation | consumerfinance.gov |
| September 30, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| September 29, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| September 28, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| September 28, 2026 | Payday loan, title loan, personal loan, or advance loan | Issues with repayment | Closed with explanation | consumerfinance.gov |
| September 27, 2026 | Debt or credit management | Didn't provide services promised | Closed with explanation | consumerfinance.gov |
| September 26, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| September 26, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Checking or savings account | Managing an account | Closed with monetary relief | consumerfinance.gov |
| September 24, 2026 | Checking or savings account | Problem with a lender or other company charging your account | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Checking or savings account | Problem with a lender or other company charging your account | Closed with explanation | consumerfinance.gov |
| September 22, 2026 | Payday loan, title loan, personal loan, or advance loan | Credit monitoring or identity theft protection services | Closed with explanation | consumerfinance.gov |
| September 18, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Every company with Checking or savings account complaints
- Every company with Money transfer, virtual currency, or money service complaints
- Every company with Credit card complaints
- Consumer complaints in California
- Consumer complaints in Texas
- Consumer complaints in Florida
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.