Data / Consumer complaints / Bread Financial Holdings, Inc. / Payday loan, title loan, personal loan, or advance loan

Bread Financial Holdings, Inc.: 239 CFPB complaints about payday loan, title loan, personal loan, or advance loan, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Bread Financial Holdings, Inc. drew 239 consumer complaints about payday loan, title loan, personal loan, or advance loan in the CFPB database in the three years to November 6, 2026, 1.0% of its 24,972 complaints in that time. The most common issue was “Charged fees or interest you didn't expect”. The company responded on time to 100.0% of them, and 36.8% closed with monetary or other relief.

The request: Watch Bread Financial Holdings, Inc.: each new CFPB complaint about payday loan, title loan, personal loan, or advance loan by issue, with the date and the company response. $10 of work on sign-up, no card.

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• 239Complaints, last 3 years
• 1.0%Share of the company's complaints
• 100.0%Responded on time
• 36.8%Closed with relief
• Oct 22, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

Issues

How the company responded

States

Where the consumers who complained live, as they gave it to the CFPB.

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

Also on SpecStream

• All Bread Financial Holdings, Inc. complaints
• Every company with Payday loan, title loan, personal loan, or advance loan complaints
• All consumer complaints

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.