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Data / Consumer complaints / BMO Bank National Association / Vehicle loan or lease

BMO Bank National Association: 249 CFPB complaints about vehicle loan or lease, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

BMO Bank National Association drew 249 consumer complaints about vehicle loan or lease in the CFPB database in the three years to November 6, 2026, 6.3% of its 3,944 complaints in that time. The most common issue was “Managing the loan or lease”. The company responded on time to 100.0% of them, and 35.7% closed with monetary or other relief.

The request: Watch BMO Bank National Association: each new CFPB complaint about vehicle loan or lease by issue, with the date and the company response. $10 of work on sign-up, no card.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 249Complaints, last 3 years
  • 6.3%Share of the company's complaints
  • 100.0%Responded on time
  • 35.7%Closed with relief
  • Oct 27, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20268534.1%
12 months to Nov 6, 20256325.3%
12 months to Nov 6, 202410140.6%

Issues

IssueComplaintsShare
Managing the loan or lease15060.2%
Problems at the end of the loan or lease5321.3%
Repossession2911.6%
Incorrect information on your report83.2%
Struggling to pay your loan41.6%
Problem with a company's investigation into an existing problem20.8%
Getting a loan or lease10.4%
Improper use of your report10.4%
Unable to get your credit report or credit score10.4%

How the company responded

Company responseComplaintsShare
Closed with explanation16064.3%
Closed with non-monetary relief5321.3%
Closed with monetary relief3614.5%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Florida2510%
Texas2510%
California239.2%
Illinois197.6%
North Carolina156%
Arizona93.6%
Georgia93.6%
Nevada93.6%
Pennsylvania93.6%
Virginia93.6%
Colorado62.4%
Indiana62.4%
Louisiana62.4%
Washington62.4%
Ohio52%
Utah52%
Maryland41.6%
Minnesota41.6%
Missouri41.6%
New York41.6%
Oklahoma41.6%
Rhode Island41.6%
Tennessee41.6%
Arkansas31.2%
Delaware31.2%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 27, 2026Vehicle loan or leaseProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 16, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 14, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
October 9, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
October 3, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
October 1, 2026Vehicle loan or leaseManaging the loan or leaseClosed with non-monetary reliefconsumerfinance.gov
September 26, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 23, 2026Vehicle loan or leaseProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 22, 2026Vehicle loan or leaseManaging the loan or leaseClosed with non-monetary reliefconsumerfinance.gov
September 21, 2026Vehicle loan or leaseManaging the loan or leaseClosed with non-monetary reliefconsumerfinance.gov
September 19, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 16, 2026Vehicle loan or leaseManaging the loan or leaseClosed with non-monetary reliefconsumerfinance.gov
September 15, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 9, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 7, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
August 26, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with non-monetary reliefconsumerfinance.gov
August 24, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 18, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
August 17, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 17, 2026Vehicle loan or leaseManaging the loan or leaseClosed with non-monetary reliefconsumerfinance.gov
August 16, 2026Vehicle loan or leaseRepossessionClosed with non-monetary reliefconsumerfinance.gov
August 11, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
August 9, 2026Vehicle loan or leaseManaging the loan or leaseClosed with non-monetary reliefconsumerfinance.gov
August 5, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with monetary reliefconsumerfinance.gov
July 30, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with non-monetary reliefconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.