Data / Consumer complaints / Array US, Inc
Array US, Inc: 20 CFPB complaints, last 3 years
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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.
Array US, Inc drew 20 consumer complaints in the CFPB database in the three years to November 9, 2026, and 20 since 2024. The largest group, 10, was about credit reporting or other personal consumer reports, and the most common issue was “Improper use of your report” with 7. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.
The request: Watch Array US, Inc: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 20Complaints, last 3 years
- 20Complaints, all years
- 100.0%Responded on time
- 0.0%Closed with relief
- 4Products
- Oct 21, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 9 | 8 |
| 2025 | 9 |
| 2024 | 3 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 10 | 50% |
| Debt collection | 6 | 30% |
| Credit card | 2 | 10% |
| Payday loan, title loan, personal loan, or advance loan | 2 | 10% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Improper use of your report | 7 | 35% |
| Attempts to collect debt not owed | 4 | 20% |
| Incorrect information on your report | 3 | 15% |
| Took or threatened to take negative or legal action | 2 | 10% |
| Fees or interest | 1 | 5% |
| Getting the loan | 1 | 5% |
| Problem with a company's investigation into an existing problem | 1 | 5% |
| Struggling to pay your loan | 1 | 5% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 20 | 100% |
States
| State | Complaints | Share |
|---|---|---|
| Florida | 4 | 20% |
| South Carolina | 4 | 20% |
| Georgia | 2 | 10% |
| Illinois | 2 | 10% |
| Texas | 2 | 10% |
| Alabama | 1 | 5% |
| California | 1 | 5% |
| Kentucky | 1 | 5% |
| North Carolina | 1 | 5% |
| Nevada | 1 | 5% |
| Virginia | 1 | 5% |
Latest 20 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 21, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| July 21, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| July 21, 2026 | Credit card | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| June 12, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| May 23, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 7, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| March 10, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| January 9, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| December 10, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 8, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 7, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 28, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 7, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| June 26, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| April 20, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| February 3, 2025 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| January 23, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 16, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| July 24, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| May 13, 2024 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt collection complaints
- Every company with Credit card complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Consumer complaints in Florida
- Consumer complaints in South Carolina
- Consumer complaints in Georgia
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.