Data / Consumer complaints / Applied Data Finance, LLC
Applied Data Finance, LLC: 383 CFPB consumer complaints in the last 3 years
Applied Data Finance, LLC drew 383 consumer complaints in the CFPB database in the three years to November 6, 2026, and 598 since 2016. The largest group, 150, was about credit reporting or other personal consumer reports, and the most common issue was “Took or threatened to take negative or legal action” with 78. The company responded on time to 99.5% of the complaints, and 0.5% closed with monetary or other relief.
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- 383Complaints, last 3 years
- 598Complaints, all years
- 99.5%Responded on time
- 0.5%Closed with relief
- 5Products
- Oct 18, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 157 |
| 2025 | 162 |
| 2024 | 55 |
| 2023 | 58 |
| 2022 | 44 |
| 2021 | 45 |
| 2020 | 34 |
| 2019 | 23 |
| 2018 | 11 |
| 2017 | 8 |
| 2016 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 150 | 39.2% |
| Debt collection | 148 | 38.6% |
| Payday loan, title loan, personal loan, or advance loan | 82 | 21.4% |
| Credit card | 2 | 0.5% |
| Checking or savings account | 1 | 0.3% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Took or threatened to take negative or legal action | 78 | 20.4% |
| Improper use of your report | 70 | 18.3% |
| Incorrect information on your report | 57 | 14.9% |
| Attempts to collect debt not owed | 49 | 12.8% |
| Charged fees or interest you didn't expect | 31 | 8.1% |
| Problem with a company's investigation into an existing problem | 31 | 8.1% |
| Problem when making payments | 14 | 3.7% |
| Struggling to pay your loan | 14 | 3.7% |
| False statements or representation | 12 | 3.1% |
| Getting the loan | 8 | 2.1% |
| Written notification about debt | 4 | 1% |
| Communication tactics | 3 | 0.8% |
| Getting a credit card | 2 | 0.5% |
| Can't contact lender or servicer | 1 | 0.3% |
| Confusing or missing disclosures | 1 | 0.3% |
| Credit monitoring or identity theft protection services | 1 | 0.3% |
| Electronic communications | 1 | 0.3% |
| Getting a line of credit | 1 | 0.3% |
| Problem caused by your funds being low | 1 | 0.3% |
| Problem with additional add-on products or services | 1 | 0.3% |
| Received a loan you didn't apply for | 1 | 0.3% |
| Threatened to contact someone or share information improperly | 1 | 0.3% |
| Unable to get your credit report or credit score | 1 | 0.3% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 381 | 99.5% |
| Closed with monetary relief | 1 | 0.3% |
| Closed with non-monetary relief | 1 | 0.3% |
States
| State | Complaints | Share |
|---|---|---|
| Florida | 62 | 16.2% |
| Texas | 60 | 15.7% |
| Arizona | 26 | 6.8% |
| North Carolina | 23 | 6% |
| Michigan | 21 | 5.5% |
| Ohio | 19 | 5% |
| California | 18 | 4.7% |
| Georgia | 16 | 4.2% |
| Tennessee | 16 | 4.2% |
| Minnesota | 13 | 3.4% |
| Mississippi | 11 | 2.9% |
| Oklahoma | 11 | 2.9% |
| South Carolina | 10 | 2.6% |
| Alabama | 9 | 2.3% |
| Indiana | 9 | 2.3% |
| Arkansas | 7 | 1.8% |
| Louisiana | 7 | 1.8% |
| Missouri | 6 | 1.6% |
| Washington | 6 | 1.6% |
| Kansas | 5 | 1.3% |
| Illinois | 4 | 1% |
| Maryland | 3 | 0.8% |
| Rhode Island | 3 | 0.8% |
| Wisconsin | 3 | 0.8% |
| Hawaii | 2 | 0.5% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 18, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 8, 2026 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 2, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 1, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| September 30, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| September 26, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| September 26, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 17, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 16, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| September 15, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| September 12, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| September 10, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 9, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 8, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 2, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| August 25, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 24, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| August 13, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 12, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Closed with explanation | consumerfinance.gov |
| August 12, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 11, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| August 10, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 5, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting a line of credit | Closed with explanation | consumerfinance.gov |
| August 5, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| August 5, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| August 3, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| August 2, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| August 1, 2026 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 28, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| July 28, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| July 27, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 23, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 22, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| July 21, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 20, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 17, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| July 16, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| July 15, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| July 15, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| July 13, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 13, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| July 9, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 8, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| July 8, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| July 5, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| July 2, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
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Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.