Data / Consumer complaints / Aes/Pheaa / Student loan
Aes/Pheaa: 643 CFPB complaints about student loan, last 3 years
Aes/Pheaa drew 643 consumer complaints about student loan in the CFPB database in the three years to November 6, 2026, 66.2% of its 971 complaints in that time. The most common issue was “Dealing with your lender or servicer”. The company responded on time to 100.0% of them, and 10.3% closed with monetary or other relief.
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- 643Complaints, last 3 years
- 66.2%Share of the company's complaints
- 100.0%Responded on time
- 10.3%Closed with relief
- Nov 2, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 206 | 32% |
| 12 months to Nov 6, 2025 | 199 | 30.9% |
| 12 months to Nov 6, 2024 | 238 | 37% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Dealing with your lender or servicer | 375 | 58.3% |
| Struggling to repay your loan | 152 | 23.6% |
| Incorrect information on your report | 42 | 6.5% |
| Getting a loan | 31 | 4.8% |
| Problem with a company's investigation into an existing problem | 15 | 2.3% |
| Issue with income share agreement | 13 | 2% |
| Improper use of your report | 10 | 1.6% |
| Credit monitoring or identity theft protection services | 3 | 0.5% |
| Issue where my lender is my school | 1 | 0.2% |
| Problem with fraud alerts or security freezes | 1 | 0.2% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 572 | 89% |
| Closed with non-monetary relief | 57 | 8.9% |
| Closed with monetary relief | 9 | 1.4% |
| In progress | 5 | 0.8% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| Pennsylvania | 73 | 11.4% |
| California | 50 | 7.8% |
| Texas | 50 | 7.8% |
| Florida | 44 | 6.8% |
| Illinois | 40 | 6.2% |
| Georgia | 30 | 4.7% |
| New York | 27 | 4.2% |
| New Jersey | 24 | 3.7% |
| Maryland | 22 | 3.4% |
| Ohio | 20 | 3.1% |
| Virginia | 17 | 2.6% |
| Louisiana | 16 | 2.5% |
| North Carolina | 15 | 2.3% |
| Michigan | 14 | 2.2% |
| Wisconsin | 14 | 2.2% |
| Tennessee | 13 | 2% |
| Arizona | 11 | 1.7% |
| Colorado | 11 | 1.7% |
| Nevada | 11 | 1.7% |
| Delaware | 10 | 1.6% |
| Washington | 10 | 1.6% |
| Indiana | 9 | 1.4% |
| Massachusetts | 9 | 1.4% |
| Connecticut | 8 | 1.2% |
| Hawaii | 7 | 1.1% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 2, 2026 | Student loan | Struggling to repay your loan | Closed with non-monetary relief | consumerfinance.gov |
| October 29, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Student loan | Struggling to repay your loan | In progress | consumerfinance.gov |
| October 21, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Student loan | Dealing with your lender or servicer | Closed with monetary relief | consumerfinance.gov |
| October 13, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 12, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| October 12, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Student loan | Struggling to repay your loan | In progress | consumerfinance.gov |
| October 9, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| October 7, 2026 | Student loan | Struggling to repay your loan | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| September 29, 2026 | Student loan | Struggling to repay your loan | Closed with explanation | consumerfinance.gov |
| September 27, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| September 24, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| September 18, 2026 | Student loan | Problem with a company's investigation into an existing problem | Closed with non-monetary relief | consumerfinance.gov |
| September 16, 2026 | Student loan | Struggling to repay your loan | Closed with explanation | consumerfinance.gov |
| September 16, 2026 | Student loan | Dealing with your lender or servicer | Closed with non-monetary relief | consumerfinance.gov |
| September 14, 2026 | Student loan | Getting a loan | Closed with explanation | consumerfinance.gov |
| September 13, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| September 12, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
Also on SpecStream
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.