Data / Consumer complaints / Unifin Inc.
Unifin Inc.: 997 CFPB consumer complaints in the last 3 years
Unifin Inc. drew 997 consumer complaints in the CFPB database in the three years to November 6, 2026, and 1,295 since 2015. The largest group, 935, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 308. The company responded on time to 99.3% of the complaints, and 0.0% closed with monetary or other relief.
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- 997Complaints, last 3 years
- 1,295Complaints, all years
- 99.3%Responded on time
- 0.0%Closed with relief
- 7Products
- Nov 3, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 406 |
| 2025 | 406 |
| 2024 | 174 |
| 2023 | 85 |
| 2022 | 67 |
| 2021 | 73 |
| 2020 | 30 |
| 2019 | 14 |
| 2018 | 18 |
| 2017 | 6 |
| 2016 | 4 |
| 2015 | 12 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Debt collection | 935 | 93.8% |
| Credit reporting or other personal consumer reports | 45 | 4.5% |
| Debt or credit management | 7 | 0.7% |
| Credit card | 6 | 0.6% |
| Vehicle loan or lease | 2 | 0.2% |
| Checking or savings account | 1 | 0.1% |
| Payday loan, title loan, personal loan, or advance loan | 1 | 0.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 308 | 30.9% |
| Electronic communications | 256 | 25.7% |
| Communication tactics | 129 | 12.9% |
| Written notification about debt | 83 | 8.3% |
| False statements or representation | 71 | 7.1% |
| Threatened to contact someone or share information improperly | 54 | 5.4% |
| Took or threatened to take negative or legal action | 34 | 3.4% |
| Incorrect information on your report | 25 | 2.5% |
| Improper use of your report | 16 | 1.6% |
| Problem with a company's investigation into an existing problem | 5 | 0.5% |
| Charged upfront or unexpected fees | 2 | 0.2% |
| Confusing or misleading advertising or marketing | 2 | 0.2% |
| Repossession | 2 | 0.2% |
| Closing your account | 1 | 0.1% |
| Confusing or missing disclosures | 1 | 0.1% |
| Credit monitoring or identity theft protection services | 1 | 0.1% |
| Didn't provide services promised | 1 | 0.1% |
| Managing an account | 1 | 0.1% |
| Other features, terms, or problems | 1 | 0.1% |
| Problem with a purchase shown on your statement | 1 | 0.1% |
| Problem with customer service | 1 | 0.1% |
| Problem with the payoff process at the end of the loan | 1 | 0.1% |
| Struggling to pay your bill | 1 | 0.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 995 | 99.8% |
| In progress | 2 | 0.2% |
States
| State | Complaints | Share |
|---|---|---|
| California | 102 | 10.2% |
| Florida | 90 | 9% |
| Texas | 89 | 8.9% |
| Georgia | 57 | 5.7% |
| New York | 57 | 5.7% |
| Illinois | 51 | 5.1% |
| New Jersey | 35 | 3.5% |
| Virginia | 34 | 3.4% |
| Michigan | 32 | 3.2% |
| Pennsylvania | 32 | 3.2% |
| North Carolina | 29 | 2.9% |
| Arizona | 26 | 2.6% |
| South Carolina | 23 | 2.3% |
| Maryland | 22 | 2.2% |
| Ohio | 22 | 2.2% |
| Connecticut | 19 | 1.9% |
| Nevada | 19 | 1.9% |
| Tennessee | 19 | 1.9% |
| Washington | 17 | 1.7% |
| Colorado | 14 | 1.4% |
| Indiana | 14 | 1.4% |
| Louisiana | 14 | 1.4% |
| Massachusetts | 13 | 1.3% |
| Oregon | 13 | 1.3% |
| Kentucky | 12 | 1.2% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 3, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| November 2, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| November 2, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | consumerfinance.gov |
| October 25, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 25, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 25, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 25, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Debt or credit management | Confusing or misleading advertising or marketing | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Debt or credit management | Problem with customer service | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Debt or credit management | Confusing or missing disclosures | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Debt collection complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt or credit management complaints
- Every company with Credit card complaints
- Consumer complaints in California
- Consumer complaints in Florida
- Consumer complaints in Texas
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.