Data / Consumer complaints / U.S. Auto Credit Corporation
U.S. Auto Credit Corporation: 145 CFPB consumer complaints in the last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
U.S. Auto Credit Corporation drew 145 consumer complaints in the CFPB database in the three years to November 6, 2026, and 242 since 2014. The largest group, 58, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 45. The company responded on time to 96.6% of the complaints, and 0.0% closed with monetary or other relief.
The request: Watch U.S. Auto Credit Corporation: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.
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- 145Complaints, last 3 years
- 242Complaints, all years
- 96.6%Responded on time
- 0.0%Closed with relief
- 4Products
- Oct 15, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 50 |
| 2025 | 53 |
| 2024 | 34 |
| 2023 | 29 |
| 2022 | 17 |
| 2021 | 20 |
| 2020 | 9 |
| 2019 | 8 |
| 2018 | 3 |
| 2017 | 6 |
| 2016 | 6 |
| 2015 | 6 |
| 2014 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 58 | 40% |
| Debt collection | 51 | 35.2% |
| Vehicle loan or lease | 35 | 24.1% |
| Payday loan, title loan, personal loan, or advance loan | 1 | 0.7% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 45 | 31% |
| Took or threatened to take negative or legal action | 18 | 12.4% |
| Attempts to collect debt not owed | 15 | 10.3% |
| Problem with a company's investigation into an existing problem | 15 | 10.3% |
| Repossession | 13 | 9% |
| Written notification about debt | 11 | 7.6% |
| Improper use of your report | 7 | 4.8% |
| False statements or representation | 6 | 4.1% |
| Managing the loan or lease | 6 | 4.1% |
| Getting a loan or lease | 4 | 2.8% |
| Problems at the end of the loan or lease | 2 | 1.4% |
| Charged fees or interest you didn't expect | 1 | 0.7% |
| Problem with fraud alerts or security freezes | 1 | 0.7% |
| Threatened to contact someone or share information improperly | 1 | 0.7% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 145 | 100% |
States
| State | Complaints | Share |
|---|---|---|
| Georgia | 44 | 30.3% |
| Florida | 22 | 15.2% |
| Texas | 16 | 11% |
| North Carolina | 13 | 9% |
| South Carolina | 13 | 9% |
| Virginia | 8 | 5.5% |
| Alabama | 7 | 4.8% |
| Ohio | 7 | 4.8% |
| Tennessee | 7 | 4.8% |
| Kentucky | 3 | 2.1% |
| Oklahoma | 2 | 1.4% |
| New Jersey | 1 | 0.7% |
| West Virginia | 1 | 0.7% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 15, 2026 | Vehicle loan or lease | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 13, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 8, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| September 7, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 21, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| August 18, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 17, 2026 | Vehicle loan or lease | Problem with fraud alerts or security freezes | Closed with explanation | consumerfinance.gov |
| July 21, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 13, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| July 8, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 4, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| July 2, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| June 30, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| June 30, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| June 30, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| June 18, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| June 3, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| June 1, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| May 26, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 25, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 17, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| April 29, 2026 | Vehicle loan or lease | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 17, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| April 13, 2026 | Vehicle loan or lease | Improper use of your report | Closed with explanation | consumerfinance.gov |
| April 1, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| March 27, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| March 27, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| March 26, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| March 16, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| March 14, 2026 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| March 9, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| March 9, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| March 5, 2026 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| March 2, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| February 26, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| February 15, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| February 13, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| February 12, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| February 11, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| February 11, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| February 8, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| February 6, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| February 5, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| January 21, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| January 19, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| January 12, 2026 | Vehicle loan or lease | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| January 7, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| January 5, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| January 2, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
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- Every company with Vehicle loan or lease complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
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- Consumer complaints in Florida
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- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.