Data / Consumer complaints / Troy Capital, LLC
Troy Capital, LLC: 24 CFPB complaints, last 3 years
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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.
Troy Capital, LLC drew 24 consumer complaints in the CFPB database in the three years to November 9, 2026, and 54 since 2014. The largest group, 15, was about debt collection, and the most common issue was “Took or threatened to take negative or legal action” with 6. The company responded on time to 91.7% of the complaints, and 0.0% closed with monetary or other relief.
The request: Watch Troy Capital, LLC: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 24Complaints, last 3 years
- 54Complaints, all years
- 91.7%Responded on time
- 0.0%Closed with relief
- 4Products
- Jul 24, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 9 | 8 |
| 2025 | 6 |
| 2024 | 8 |
| 2023 | 6 |
| 2022 | 3 |
| 2021 | 2 |
| 2020 | 4 |
| 2019 | 3 |
| 2018 | 4 |
| 2017 | 1 |
| 2016 | 6 |
| 2015 | 2 |
| 2014 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Debt collection | 15 | 62.5% |
| Credit reporting or other personal consumer reports | 5 | 20.8% |
| Vehicle loan or lease | 3 | 12.5% |
| Debt or credit management | 1 | 4.2% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Took or threatened to take negative or legal action | 6 | 25% |
| Attempts to collect debt not owed | 4 | 16.7% |
| Incorrect information on your report | 4 | 16.7% |
| False statements or representation | 3 | 12.5% |
| Repossession | 3 | 12.5% |
| Written notification about debt | 2 | 8.3% |
| Improper use of your report | 1 | 4.2% |
| Problem with customer service | 1 | 4.2% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 24 | 100% |
States
| State | Complaints | Share |
|---|---|---|
| Florida | 4 | 16.7% |
| New York | 4 | 16.7% |
| Texas | 3 | 12.5% |
| Illinois | 2 | 8.3% |
| Kentucky | 2 | 8.3% |
| South Carolina | 2 | 8.3% |
| Arizona | 1 | 4.2% |
| Georgia | 1 | 4.2% |
| Indiana | 1 | 4.2% |
| Louisiana | 1 | 4.2% |
| New Jersey | 1 | 4.2% |
| Ohio | 1 | 4.2% |
| Pennsylvania | 1 | 4.2% |
Latest 24 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| July 24, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| April 26, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 15, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| April 3, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| January 23, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| January 22, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| January 22, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| January 11, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| December 16, 2025 | Debt or credit management | Problem with customer service | Closed with explanation | consumerfinance.gov |
| October 29, 2025 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| September 6, 2025 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| August 2, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| May 13, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| January 28, 2025 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 9, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 1, 2024 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| June 11, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 16, 2024 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| April 14, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| March 14, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| March 5, 2024 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| March 4, 2024 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| December 26, 2023 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| November 11, 2023 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
Also on SpecStream
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Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.