Data / Consumer complaints / TexCap Financial, LLC
TexCap Financial, LLC: 14 CFPB complaints, last 3 years
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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.
TexCap Financial, LLC drew 14 consumer complaints in the CFPB database in the three years to November 9, 2026, and 29 since 2015. The largest group, 7, was about vehicle loan or lease, and the most common issue was “Problem with a company's investigation into an existing problem” with 3. The company responded on time to 35.7% of the complaints, and 0.0% closed with monetary or other relief.
The request: Watch TexCap Financial, LLC: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.
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- 14Complaints, last 3 years
- 29Complaints, all years
- 35.7%Responded on time
- 0.0%Closed with relief
- 3Products
- Jul 21, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 9 | 4 |
| 2025 | 6 |
| 2024 | 3 |
| 2023 | 5 |
| 2022 | 5 |
| 2021 | 2 |
| 2019 | 1 |
| 2017 | 2 |
| 2015 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Vehicle loan or lease | 7 | 50% |
| Credit reporting or other personal consumer reports | 4 | 28.6% |
| Debt collection | 3 | 21.4% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Problem with a company's investigation into an existing problem | 3 | 21.4% |
| False statements or representation | 2 | 14.3% |
| Incorrect information on your report | 2 | 14.3% |
| Managing the loan or lease | 2 | 14.3% |
| Problems at the end of the loan or lease | 2 | 14.3% |
| Repossession | 2 | 14.3% |
| Electronic communications | 1 | 7.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Untimely response | 8 | 57.1% |
| Closed with explanation | 6 | 42.9% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 6 | 42.9% |
| Georgia | 2 | 14.3% |
| California | 1 | 7.1% |
| Florida | 1 | 7.1% |
| Minnesota | 1 | 7.1% |
| Mississippi | 1 | 7.1% |
| New Hampshire | 1 | 7.1% |
| South Carolina | 1 | 7.1% |
Latest 14 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| July 21, 2026 | Vehicle loan or lease | Managing the loan or lease | Untimely response | consumerfinance.gov |
| May 4, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Untimely response | consumerfinance.gov |
| March 2, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Untimely response | consumerfinance.gov |
| February 14, 2026 | Debt collection | Electronic communications | Untimely response | consumerfinance.gov |
| October 30, 2025 | Vehicle loan or lease | Repossession | Untimely response | consumerfinance.gov |
| October 22, 2025 | Vehicle loan or lease | Problems at the end of the loan or lease | Untimely response | consumerfinance.gov |
| September 23, 2025 | Vehicle loan or lease | Repossession | Untimely response | consumerfinance.gov |
| July 28, 2025 | Debt collection | False statements or representation | Untimely response | consumerfinance.gov |
| January 19, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| January 16, 2025 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| December 9, 2024 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| February 25, 2024 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| January 4, 2024 | Vehicle loan or lease | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| November 13, 2023 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Vehicle loan or lease complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt collection complaints
- Consumer complaints in Texas
- Consumer complaints in Georgia
- Consumer complaints in New Hampshire
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.