Skip to the page
Get started free

Data / Consumer complaints / Southern Management Systems Inc.

Southern Management Systems Inc.: 444 CFPB consumer complaints in the last 3 years

Southern Management Systems Inc. drew 444 consumer complaints in the CFPB database in the three years to November 6, 2026, and 897 since 2013. The largest group, 355, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 135. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in Texas
  • 444Complaints, last 3 years
  • 897Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 3Products
  • Nov 3, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6158
2025177
202498
202361
202269
202154
202052
201944
201839
201738
201626
201544
201431
20136

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection35580%
Credit reporting or other personal consumer reports8719.6%
Debt or credit management20.5%

Issues

IssueComplaintsShare
Attempts to collect debt not owed13530.4%
False statements or representation7817.6%
Written notification about debt6414.4%
Took or threatened to take negative or legal action6214%
Incorrect information on your report449.9%
Improper use of your report286.3%
Problem with a company's investigation into an existing problem132.9%
Communication tactics112.5%
Electronic communications30.7%
Threatened to contact someone or share information improperly20.5%
Identity theft protection or other monitoring services10.2%
Problem with a company's investigation into an existing issue10.2%
Problem with customer service10.2%
Unauthorized withdrawals or charges10.2%

How the company responded

Company responseComplaintsShare
Closed with explanation444100%

States

StateComplaintsShare
Texas14332.2%
Florida13630.6%
Georgia286.3%
North Carolina153.4%
Illinois143.2%
Alabama132.9%
California122.7%
Maryland92%
South Carolina92%
Louisiana81.8%
Arkansas71.6%
New York61.4%
Ohio51.1%
Tennessee51.1%
Virginia51.1%
Washington51.1%
Michigan40.9%
Minnesota30.7%
Pennsylvania30.7%
Arizona20.5%
Indiana20.5%
Mississippi20.5%
New Jersey20.5%
U.S. Virgin Islands20.5%
Kentucky10.2%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
November 3, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
November 1, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 26, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 25, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 24, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 23, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 20, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 19, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 16, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 14, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 13, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 13, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 6, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 21, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 11, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 7, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 1, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 31, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 27, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 27, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
August 18, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 13, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 12, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 12, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
August 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 8, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 5, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 2, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 1, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 25, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 21, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 18, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 16, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 15, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 10, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.