Data / Consumer complaints / RAM America, Inc
RAM America, Inc: 11 CFPB complaints, last 3 years
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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.
RAM America, Inc drew 11 consumer complaints in the CFPB database in the three years to November 9, 2026, and 14 since 2022. The largest group, 4, was about debt or credit management, and the most common issue was “Didn't provide services promised” with 2. The company responded on time to 100.0% of the complaints, and 27.3% closed with monetary or other relief.
The request: Watch RAM America, Inc: each new CFPB complaint by product and issue, with the date and the company response.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 11Complaints, last 3 years
- 14Complaints, all years
- 100.0%Responded on time
- 27.3%Closed with relief
- 5Products
- Sep 14, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 9 | 3 |
| 2025 | 2 |
| 2024 | 4 |
| 2023 | 3 |
| 2022 | 2 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Debt or credit management | 4 | 36.4% |
| Debt collection | 3 | 27.3% |
| Money transfer, virtual currency, or money service | 2 | 18.2% |
| Checking or savings account | 1 | 9.1% |
| Student loan | 1 | 9.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Didn't provide services promised | 2 | 18.2% |
| False statements or representation | 2 | 18.2% |
| Problem with customer service | 2 | 18.2% |
| Charged upfront or unexpected fees | 1 | 9.1% |
| Dealing with your lender or servicer | 1 | 9.1% |
| Managing an account | 1 | 9.1% |
| Unauthorized withdrawals or charges | 1 | 9.1% |
| Written notification about debt | 1 | 9.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 8 | 72.7% |
| Closed with monetary relief | 2 | 18.2% |
| Closed with non-monetary relief | 1 | 9.1% |
States
Latest 11 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| September 14, 2026 | Debt or credit management | Didn't provide services promised | Closed with explanation | consumerfinance.gov |
| June 28, 2026 | Debt or credit management | Charged upfront or unexpected fees | Closed with explanation | consumerfinance.gov |
| April 7, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| June 3, 2025 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| January 24, 2025 | Debt collection | False statements or representation | Closed with monetary relief | consumerfinance.gov |
| October 23, 2024 | Money transfer, virtual currency, or money service | Problem with customer service | Closed with explanation | consumerfinance.gov |
| October 10, 2024 | Debt or credit management | Unauthorized withdrawals or charges | Closed with explanation | consumerfinance.gov |
| July 15, 2024 | Debt collection | Written notification about debt | Closed with monetary relief | consumerfinance.gov |
| April 19, 2024 | Money transfer, virtual currency, or money service | Problem with customer service | Closed with explanation | consumerfinance.gov |
| December 12, 2023 | Debt collection | False statements or representation | Closed with non-monetary relief | consumerfinance.gov |
| November 23, 2023 | Debt or credit management | Didn't provide services promised | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Debt or credit management complaints
- Every company with Debt collection complaints
- Every company with Money transfer, virtual currency, or money service complaints
- Every company with Checking or savings account complaints
- Consumer complaints in Florida
- Consumer complaints in Missouri
- Consumer complaints in Ohio
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.
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