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Data / Consumer complaints / National Debt Relief LLC

National Debt Relief LLC: 418 CFPB consumer complaints in the last 3 years

National Debt Relief LLC drew 418 consumer complaints in the CFPB database in the three years to November 6, 2026, and 425 since 2023. The largest group, 338, was about debt or credit management, and the most common issue was “Didn't provide services promised” with 125. The company responded on time to 90.7% of the complaints, and 0.0% closed with monetary or other relief. The CFPB records the company as NATIONAL DEBT RELIEF LLC.

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Watch this company's complaintsGet every debt or credit management companyGet debt or credit management in California
  • 418Complaints, last 3 years
  • 425Complaints, all years
  • 90.7%Responded on time
  • 0.0%Closed with relief
  • 7Products
  • Oct 23, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6185
2025161
202465
202314

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt or credit management33880.9%
Debt collection5112.2%
Credit reporting or other personal consumer reports184.3%
Credit card51.2%
Payday loan, title loan, personal loan, or advance loan30.7%
Checking or savings account20.5%
Money transfer, virtual currency, or money service10.2%

Issues

IssueComplaintsShare
Didn't provide services promised12529.9%
Charged upfront or unexpected fees6716%
Confusing or misleading advertising or marketing4510.8%
Unauthorized withdrawals or charges399.3%
Problem with customer service327.7%
Confusing or missing disclosures317.4%
False statements or representation204.8%
Communication tactics102.4%
Attempts to collect debt not owed92.2%
Took or threatened to take negative or legal action81.9%
Incorrect information on your report61.4%
Problem with a company's investigation into an existing problem51.2%
Improper use of your report41%
Credit monitoring or identity theft protection services30.7%
Electronic communications30.7%
Charged fees or interest you didn't expect20.5%
Other features, terms, or problems20.5%
Closing your account10.2%
Getting a line of credit10.2%
Managing an account10.2%
Problem with a lender or other company charging your account10.2%
Problem with a purchase shown on your statement10.2%
Struggling to pay your bill10.2%
Threatened to contact someone or share information improperly10.2%

How the company responded

Company responseComplaintsShare
Closed with explanation418100%

States

StateComplaintsShare
California6415.3%
Florida5312.7%
New York266.2%
Texas266.2%
Pennsylvania215%
Washington215%
Arizona204.8%
Maryland194.5%
Massachusetts153.6%
Tennessee143.3%
Virginia143.3%
Colorado102.4%
Michigan102.4%
North Carolina102.4%
Minnesota92.2%
Nevada92.2%
Indiana61.4%
Louisiana61.4%
Mississippi61.4%
Ohio61.4%
Delaware51.2%
Kentucky51.2%
Oklahoma51.2%
South Carolina51.2%
Missouri41%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 23, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
October 22, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
October 21, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
October 20, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
October 20, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
October 19, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
October 18, 2026Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
October 16, 2026Debt or credit managementConfusing or misleading advertising or marketingClosed with explanationconsumerfinance.gov
October 16, 2026Debt or credit managementConfusing or misleading advertising or marketingClosed with explanationconsumerfinance.gov
October 15, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
October 13, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 12, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
October 10, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 8, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
October 5, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 5, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
October 2, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
October 2, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
September 27, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
September 24, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
September 24, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
September 21, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
September 19, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
September 19, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
September 17, 2026Debt or credit managementConfusing or misleading advertising or marketingClosed with explanationconsumerfinance.gov
September 13, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
September 7, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
September 5, 2026Debt or credit managementConfusing or misleading advertising or marketingClosed with explanationconsumerfinance.gov
September 3, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
September 2, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
September 2, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
September 1, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
August 31, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
August 30, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
August 28, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
August 27, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
August 23, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
August 19, 2026Credit cardStruggling to pay your billClosed with explanationconsumerfinance.gov
August 17, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
August 17, 2026Debt or credit managementConfusing or missing disclosuresClosed with explanationconsumerfinance.gov
August 17, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
August 16, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 14, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
August 13, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
August 12, 2026Debt or credit managementConfusing or misleading advertising or marketingClosed with explanationconsumerfinance.gov
August 10, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
August 5, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
August 4, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
August 4, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
July 31, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.