Data / Consumer complaints / Midfirst Bank / Mortgage
Midfirst Bank: 635 CFPB complaints about mortgage, last 3 years
Midfirst Bank drew 635 consumer complaints about mortgage in the CFPB database in the three years to November 6, 2026, 64.2% of its 989 complaints in that time. The most common issue was “Struggling to pay mortgage”. The company responded on time to 100.0% of them, and 19.8% closed with monetary or other relief.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 635Complaints, last 3 years
- 64.2%Share of the company's complaints
- 100.0%Responded on time
- 19.8%Closed with relief
- Oct 26, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 339 | 53.4% |
| 12 months to Nov 6, 2025 | 152 | 23.9% |
| 12 months to Nov 6, 2024 | 144 | 22.7% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Struggling to pay mortgage | 311 | 49% |
| Trouble during payment process | 223 | 35.1% |
| Incorrect information on your report | 28 | 4.4% |
| Closing on a mortgage | 27 | 4.3% |
| Applying for a mortgage or refinancing an existing mortgage | 26 | 4.1% |
| Problem with a company's investigation into an existing problem | 12 | 1.9% |
| Improper use of your report | 5 | 0.8% |
| Credit monitoring or identity theft protection services | 3 | 0.5% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 502 | 79.1% |
| Closed with non-monetary relief | 98 | 15.4% |
| Closed with monetary relief | 28 | 4.4% |
| In progress | 7 | 1.1% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| Texas | 93 | 14.6% |
| Georgia | 60 | 9.4% |
| Florida | 50 | 7.9% |
| California | 42 | 6.6% |
| Illinois | 42 | 6.6% |
| New York | 33 | 5.2% |
| Pennsylvania | 33 | 5.2% |
| New Jersey | 31 | 4.9% |
| Maryland | 22 | 3.5% |
| Virginia | 21 | 3.3% |
| Alabama | 19 | 3% |
| Ohio | 18 | 2.8% |
| Louisiana | 17 | 2.7% |
| South Carolina | 14 | 2.2% |
| Tennessee | 12 | 1.9% |
| Oklahoma | 11 | 1.7% |
| Michigan | 10 | 1.6% |
| Arizona | 9 | 1.4% |
| North Carolina | 9 | 1.4% |
| Colorado | 8 | 1.3% |
| Indiana | 8 | 1.3% |
| Nevada | 7 | 1.1% |
| Iowa | 6 | 0.9% |
| Kentucky | 6 | 0.9% |
| Massachusetts | 6 | 0.9% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 26, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 21, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 20, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 20, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 20, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| October 19, 2026 | Mortgage | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Mortgage | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Mortgage | Struggling to pay mortgage | In progress | consumerfinance.gov |
| October 19, 2026 | Mortgage | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Mortgage | Struggling to pay mortgage | Closed with non-monetary relief | consumerfinance.gov |
| October 15, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Mortgage | Struggling to pay mortgage | Closed with non-monetary relief | consumerfinance.gov |
| October 14, 2026 | Mortgage | Trouble during payment process | Closed with non-monetary relief | consumerfinance.gov |
| October 14, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 12, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 12, 2026 | Mortgage | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 12, 2026 | Mortgage | Struggling to pay mortgage | Closed with non-monetary relief | consumerfinance.gov |
| October 11, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 11, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Mortgage | Struggling to pay mortgage | Closed with non-monetary relief | consumerfinance.gov |
| October 7, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
Also on SpecStream
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.