Data / Consumer complaints / Mechanics Bank
Mechanics Bank: 289 CFPB consumer complaints in the last 3 years
Mechanics Bank drew 289 consumer complaints in the CFPB database in the three years to November 6, 2026, and 608 since 2019. The largest group, 115, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 71. The company responded on time to 100.0% of the complaints, and 2.1% closed with monetary or other relief. The CFPB records the company as MECHANICS BANK.
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Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in California
- 289Complaints, last 3 years
- 608Complaints, all years
- 100.0%Responded on time
- 2.1%Closed with relief
- 7Products
- Oct 19, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 68 |
| 2025 | 121 |
| 2024 | 85 |
| 2023 | 90 |
| 2022 | 88 |
| 2021 | 90 |
| 2020 | 61 |
| 2019 | 5 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 115 | 39.8% |
| Vehicle loan or lease | 62 | 21.5% |
| Debt collection | 57 | 19.7% |
| Checking or savings account | 43 | 14.9% |
| Mortgage | 6 | 2.1% |
| Money transfer, virtual currency, or money service | 4 | 1.4% |
| Credit card | 2 | 0.7% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 71 | 24.6% |
| Problem with a company's investigation into an existing problem | 29 | 10% |
| Improper use of your report | 27 | 9.3% |
| Managing an account | 26 | 9% |
| Repossession | 21 | 7.3% |
| Took or threatened to take negative or legal action | 20 | 6.9% |
| Attempts to collect debt not owed | 18 | 6.2% |
| Managing the loan or lease | 14 | 4.8% |
| False statements or representation | 10 | 3.5% |
| Problems at the end of the loan or lease | 10 | 3.5% |
| Problem caused by your funds being low | 8 | 2.8% |
| Written notification about debt | 7 | 2.4% |
| Closing an account | 5 | 1.7% |
| Trouble during payment process | 4 | 1.4% |
| Getting a loan or lease | 3 | 1% |
| Money was not available when promised | 2 | 0.7% |
| Problem with a lender or other company charging your account | 2 | 0.7% |
| Struggling to pay mortgage | 2 | 0.7% |
| Struggling to pay your loan | 2 | 0.7% |
| Communication tactics | 1 | 0.3% |
| Confusing or missing disclosures | 1 | 0.3% |
| Credit monitoring or identity theft protection services | 1 | 0.3% |
| Electronic communications | 1 | 0.3% |
| Opening an account | 1 | 0.3% |
| Other features, terms, or problems | 1 | 0.3% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 283 | 97.9% |
| Closed with monetary relief | 4 | 1.4% |
| Closed with non-monetary relief | 2 | 0.7% |
States
| State | Complaints | Share |
|---|---|---|
| California | 130 | 45% |
| Texas | 39 | 13.5% |
| Arizona | 14 | 4.8% |
| Nevada | 14 | 4.8% |
| Illinois | 12 | 4.2% |
| Ohio | 10 | 3.5% |
| Colorado | 8 | 2.8% |
| Georgia | 8 | 2.8% |
| Florida | 7 | 2.4% |
| Missouri | 5 | 1.7% |
| Oklahoma | 5 | 1.7% |
| Washington | 5 | 1.7% |
| Michigan | 4 | 1.4% |
| North Carolina | 4 | 1.4% |
| Indiana | 3 | 1% |
| Tennessee | 3 | 1% |
| Alabama | 2 | 0.7% |
| New Jersey | 2 | 0.7% |
| Oregon | 2 | 0.7% |
| South Carolina | 2 | 0.7% |
| Utah | 2 | 0.7% |
| Arkansas | 1 | 0.3% |
| Iowa | 1 | 0.3% |
| Idaho | 1 | 0.3% |
| Louisiana | 1 | 0.3% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 19, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| September 24, 2026 | Checking or savings account | Problem caused by your funds being low | Closed with explanation | consumerfinance.gov |
| September 11, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 10, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 8, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| September 3, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| August 28, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 26, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| August 25, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| August 18, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| August 8, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 7, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 30, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 22, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| July 21, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| July 17, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| July 15, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| July 8, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| July 6, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| July 6, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 1, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| June 27, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| June 24, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| June 18, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| June 18, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| June 18, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 15, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| June 13, 2026 | Checking or savings account | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| June 10, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| June 5, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 4, 2026 | Vehicle loan or lease | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 3, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| May 28, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 27, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 22, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| May 20, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| May 16, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| May 15, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| May 9, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 7, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| May 4, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 29, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| April 23, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 18, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| April 9, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 6, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| April 5, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| March 30, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| March 24, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
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Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.