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Data / Consumer complaints / Lockhart, Morris & Montgomery Inc.

Lockhart, Morris & Montgomery Inc.: 2,297 CFPB consumer complaints in the last 3 years

Lockhart, Morris & Montgomery Inc. drew 2,297 consumer complaints in the CFPB database in the three years to November 6, 2026, and 2,854 since 2013. The largest group, 1,792, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 783. The company responded on time to 98.8% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 2,297Complaints, last 3 years
  • 2,854Complaints, all years
  • 98.8%Responded on time
  • 0.0%Closed with relief
  • 8Products
  • Nov 6, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6967
2025817
2024471
2023245
2022128
202191
202058
201937
20188
201714
201610
20152
20145
20131

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Attempts to collect debt not owed78334.1%
Written notification about debt37216.2%
Took or threatened to take negative or legal action30413.2%
False statements or representation25110.9%
Incorrect information on your report2249.8%
Improper use of your report1466.4%
Problem with a company's investigation into an existing problem1124.9%
Communication tactics522.3%
Electronic communications210.9%
Threatened to contact someone or share information improperly90.4%
Charged upfront or unexpected fees20.1%
Confusing or missing disclosures20.1%
Credit monitoring or identity theft protection services20.1%
Dealing with your lender or servicer20.1%
Issue with income share agreement20.1%
Problem with customer service20.1%
Can't contact lender or servicer10.1%
Charged fees or interest you didn't expect10.1%
Closing your account10.1%
Fraud or scam10.1%
Getting a loan10.1%
Issue where my lender is my school10.1%
Other features, terms, or problems10.1%
Problem with fraud alerts or security freezes10.1%
Repossession10.1%

How the company responded

Company responseComplaintsShare
Closed with explanation2,22696.9%
In progress713.1%

States

StateComplaintsShare
Texas52823%
Florida48020.9%
Georgia2109.1%
Michigan1486.4%
Ohio773.4%
Pennsylvania693%
Wisconsin683%
South Carolina662.9%
Louisiana642.8%
North Carolina642.8%
Alabama602.6%
California482.1%
Illinois472%
New York391.7%
Maryland351.5%
Tennessee331.4%
Virginia291.3%
New Jersey271.2%
Arizona261.1%
Indiana251.1%
Missouri170.7%
Arkansas150.7%
Mississippi150.7%
Kentucky120.5%
Minnesota100.4%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
November 6, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
November 6, 2026Student loanProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
November 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 4, 2026Debt collectionTook or threatened to take negative or legal actionIn progressconsumerfinance.gov
November 3, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
November 3, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
November 3, 2026Student loanDealing with your lender or servicerIn progressconsumerfinance.gov
November 3, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 3, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
November 2, 2026Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 2, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
November 2, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 1, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 1, 2026Debt collectionFalse statements or representationIn progressconsumerfinance.gov
October 31, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 30, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 30, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 30, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 30, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 29, 2026Debt collectionFalse statements or representationIn progressconsumerfinance.gov
October 29, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 29, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 28, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 27, 2026Debt collectionWritten notification about debtIn progressconsumerfinance.gov
October 27, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 26, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 26, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 26, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 25, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 25, 2026Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
October 24, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 24, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
October 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 23, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 22, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 21, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 21, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 21, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 21, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.