Data / Consumer complaints / Lac Courte Oreilles Financial Services II / Payday loan, title loan, personal loan, or advance loan
Lac Courte Oreilles Financial Services II: 34 CFPB complaints about payday loan, title loan, personal loan, or advance loan, last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Lac Courte Oreilles Financial Services II drew 34 consumer complaints about payday loan, title loan, personal loan, or advance loan in the CFPB database in the three years to November 6, 2026, 91.9% of its 37 complaints in that time. The most common issue was “Charged fees or interest you didn't expect”. The company responded on time to 100.0% of them, and 44.1% closed with monetary or other relief.
The request: Watch Lac Courte Oreilles Financial Services II: each new CFPB complaint about payday loan, title loan, personal loan, or advance loan by issue, with the date and the company response. $10 of work on sign-up, no card.
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- 34Complaints, last 3 years
- 91.9%Share of the company's complaints
- 100.0%Responded on time
- 44.1%Closed with relief
- May 1, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 3 | 8.8% |
| 12 months to Nov 6, 2025 | 16 | 47.1% |
| 12 months to Nov 6, 2024 | 15 | 44.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Charged fees or interest you didn't expect | 16 | 47.1% |
| Struggling to pay your loan | 9 | 26.5% |
| Money was taken from your bank account on the wrong day or for the wrong amount | 2 | 5.9% |
| Can't stop withdrawals from your bank account | 1 | 2.9% |
| Confusing or missing disclosures | 1 | 2.9% |
| Loan payment wasn't credited to your account | 1 | 2.9% |
| Problem with a company's investigation into an existing problem | 1 | 2.9% |
| Problem with the payoff process at the end of the loan | 1 | 2.9% |
| Received a loan you didn't apply for | 1 | 2.9% |
| Was approved for a loan, but didn't receive the money | 1 | 2.9% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 19 | 55.9% |
| Closed with monetary relief | 15 | 44.1% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| Illinois | 9 | 26.5% |
| Florida | 4 | 11.8% |
| Georgia | 3 | 8.8% |
| North Carolina | 3 | 8.8% |
| Maryland | 2 | 5.9% |
| Colorado | 1 | 2.9% |
| Connecticut | 1 | 2.9% |
| District of Columbia | 1 | 2.9% |
| Idaho | 1 | 2.9% |
| Indiana | 1 | 2.9% |
| Mississippi | 1 | 2.9% |
| Nevada | 1 | 2.9% |
| Ohio | 1 | 2.9% |
| Oklahoma | 1 | 2.9% |
| South Carolina | 1 | 2.9% |
| Tennessee | 1 | 2.9% |
| Washington | 1 | 2.9% |
| Wisconsin | 1 | 2.9% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| May 1, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| April 29, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| April 28, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| October 16, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 13, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 3, 2025 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | Closed with explanation | consumerfinance.gov |
| October 1, 2025 | Payday loan, title loan, personal loan, or advance loan | Money was taken from your bank account on the wrong day or for the wrong amount | Closed with explanation | consumerfinance.gov |
| September 21, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| June 14, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| June 9, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| June 3, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| April 15, 2025 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with monetary relief | consumerfinance.gov |
| March 31, 2025 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with monetary relief | consumerfinance.gov |
| March 10, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| January 28, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| January 25, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| January 17, 2025 | Payday loan, title loan, personal loan, or advance loan | Money was taken from your bank account on the wrong day or for the wrong amount | Closed with explanation | consumerfinance.gov |
| December 29, 2024 | Payday loan, title loan, personal loan, or advance loan | Was approved for a loan, but didn't receive the money | Closed with explanation | consumerfinance.gov |
| December 6, 2024 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| October 25, 2024 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with monetary relief | consumerfinance.gov |
| October 25, 2024 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| October 22, 2024 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| October 2, 2024 | Payday loan, title loan, personal loan, or advance loan | Received a loan you didn't apply for | Closed with explanation | consumerfinance.gov |
| September 26, 2024 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| August 30, 2024 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- All Lac Courte Oreilles Financial Services II complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.