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Data / Consumer complaints / Lac Courte Oreilles Financial Services II / Payday loan, title loan, personal loan, or advance loan

Lac Courte Oreilles Financial Services II: 34 CFPB complaints about payday loan, title loan, personal loan, or advance loan, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Lac Courte Oreilles Financial Services II drew 34 consumer complaints about payday loan, title loan, personal loan, or advance loan in the CFPB database in the three years to November 6, 2026, 91.9% of its 37 complaints in that time. The most common issue was “Charged fees or interest you didn't expect”. The company responded on time to 100.0% of them, and 44.1% closed with monetary or other relief.

The request: Watch Lac Courte Oreilles Financial Services II: each new CFPB complaint about payday loan, title loan, personal loan, or advance loan by issue, with the date and the company response. $10 of work on sign-up, no card.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 34Complaints, last 3 years
  • 91.9%Share of the company's complaints
  • 100.0%Responded on time
  • 44.1%Closed with relief
  • May 1, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 202638.8%
12 months to Nov 6, 20251647.1%
12 months to Nov 6, 20241544.1%

Issues

IssueComplaintsShare
Charged fees or interest you didn't expect1647.1%
Struggling to pay your loan926.5%
Money was taken from your bank account on the wrong day or for the wrong amount25.9%
Can't stop withdrawals from your bank account12.9%
Confusing or missing disclosures12.9%
Loan payment wasn't credited to your account12.9%
Problem with a company's investigation into an existing problem12.9%
Problem with the payoff process at the end of the loan12.9%
Received a loan you didn't apply for12.9%
Was approved for a loan, but didn't receive the money12.9%

How the company responded

Company responseComplaintsShare
Closed with explanation1955.9%
Closed with monetary relief1544.1%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Illinois926.5%
Florida411.8%
Georgia38.8%
North Carolina38.8%
Maryland25.9%
Colorado12.9%
Connecticut12.9%
District of Columbia12.9%
Idaho12.9%
Indiana12.9%
Mississippi12.9%
Nevada12.9%
Ohio12.9%
Oklahoma12.9%
South Carolina12.9%
Tennessee12.9%
Washington12.9%
Wisconsin12.9%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
May 1, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
April 29, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
April 28, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
October 16, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
October 13, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
October 3, 2025Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanClosed with explanationconsumerfinance.gov
October 1, 2025Payday loan, title loan, personal loan, or advance loanMoney was taken from your bank account on the wrong day or for the wrong amountClosed with explanationconsumerfinance.gov
September 21, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
June 14, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
June 9, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
June 3, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
April 15, 2025Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with monetary reliefconsumerfinance.gov
March 31, 2025Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with monetary reliefconsumerfinance.gov
March 10, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
January 28, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
January 25, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
January 17, 2025Payday loan, title loan, personal loan, or advance loanMoney was taken from your bank account on the wrong day or for the wrong amountClosed with explanationconsumerfinance.gov
December 29, 2024Payday loan, title loan, personal loan, or advance loanWas approved for a loan, but didn't receive the moneyClosed with explanationconsumerfinance.gov
December 6, 2024Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
October 25, 2024Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with monetary reliefconsumerfinance.gov
October 25, 2024Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
October 22, 2024Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
October 2, 2024Payday loan, title loan, personal loan, or advance loanReceived a loan you didn't apply forClosed with explanationconsumerfinance.gov
September 26, 2024Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
August 30, 2024Payday loan, title loan, personal loan, or advance loanCan't stop withdrawals from your bank accountClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.