Data / Consumer complaints / Lac Courte Oreilles Financial Services II
Lac Courte Oreilles Financial Services II: 37 CFPB consumer complaints in the last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Lac Courte Oreilles Financial Services II drew 37 consumer complaints in the CFPB database in the three years to November 6, 2026, and 53 since 2022. The largest group, 34, was about payday loan, title loan, personal loan, or advance loan, and the most common issue was “Charged fees or interest you didn't expect” with 16. The company responded on time to 100.0% of the complaints, and 40.5% closed with monetary or other relief.
The request: Watch Lac Courte Oreilles Financial Services II: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.
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- 37Complaints, last 3 years
- 53Complaints, all years
- 100.0%Responded on time
- 40.5%Closed with relief
- 2Products
- May 1, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 3 |
| 2025 | 16 |
| 2024 | 17 |
| 2023 | 13 |
| 2022 | 4 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Payday loan, title loan, personal loan, or advance loan | 34 | 91.9% |
| Debt collection | 3 | 8.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Charged fees or interest you didn't expect | 16 | 43.2% |
| Struggling to pay your loan | 9 | 24.3% |
| Money was taken from your bank account on the wrong day or for the wrong amount | 2 | 5.4% |
| Can't stop withdrawals from your bank account | 1 | 2.7% |
| Communication tactics | 1 | 2.7% |
| Confusing or missing disclosures | 1 | 2.7% |
| Electronic communications | 1 | 2.7% |
| False statements or representation | 1 | 2.7% |
| Loan payment wasn't credited to your account | 1 | 2.7% |
| Problem with a company's investigation into an existing problem | 1 | 2.7% |
| Problem with the payoff process at the end of the loan | 1 | 2.7% |
| Received a loan you didn't apply for | 1 | 2.7% |
| Was approved for a loan, but didn't receive the money | 1 | 2.7% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 22 | 59.5% |
| Closed with monetary relief | 15 | 40.5% |
States
| State | Complaints | Share |
|---|---|---|
| Illinois | 9 | 24.3% |
| Florida | 4 | 10.8% |
| Georgia | 3 | 8.1% |
| North Carolina | 3 | 8.1% |
| Maryland | 2 | 5.4% |
| South Carolina | 2 | 5.4% |
| Tennessee | 2 | 5.4% |
| Washington | 2 | 5.4% |
| Colorado | 1 | 2.7% |
| Connecticut | 1 | 2.7% |
| District of Columbia | 1 | 2.7% |
| Idaho | 1 | 2.7% |
| Indiana | 1 | 2.7% |
| Mississippi | 1 | 2.7% |
| Nevada | 1 | 2.7% |
| Ohio | 1 | 2.7% |
| Oklahoma | 1 | 2.7% |
| Wisconsin | 1 | 2.7% |
Latest 37 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| May 1, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| April 29, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| April 28, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| October 16, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 13, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| October 3, 2025 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | Closed with explanation | consumerfinance.gov |
| October 1, 2025 | Payday loan, title loan, personal loan, or advance loan | Money was taken from your bank account on the wrong day or for the wrong amount | Closed with explanation | consumerfinance.gov |
| September 21, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| June 14, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| June 9, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| June 3, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| May 23, 2025 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| April 15, 2025 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with monetary relief | consumerfinance.gov |
| March 31, 2025 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with monetary relief | consumerfinance.gov |
| March 10, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| February 13, 2025 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| January 28, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| January 25, 2025 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| January 17, 2025 | Payday loan, title loan, personal loan, or advance loan | Money was taken from your bank account on the wrong day or for the wrong amount | Closed with explanation | consumerfinance.gov |
| December 29, 2024 | Payday loan, title loan, personal loan, or advance loan | Was approved for a loan, but didn't receive the money | Closed with explanation | consumerfinance.gov |
| December 24, 2024 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| December 6, 2024 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| October 25, 2024 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with monetary relief | consumerfinance.gov |
| October 25, 2024 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| October 22, 2024 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| October 2, 2024 | Payday loan, title loan, personal loan, or advance loan | Received a loan you didn't apply for | Closed with explanation | consumerfinance.gov |
| September 26, 2024 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| August 30, 2024 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | Closed with explanation | consumerfinance.gov |
| August 15, 2024 | Payday loan, title loan, personal loan, or advance loan | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| August 3, 2024 | Payday loan, title loan, personal loan, or advance loan | Loan payment wasn't credited to your account | Closed with explanation | consumerfinance.gov |
| July 23, 2024 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with monetary relief | consumerfinance.gov |
| May 8, 2024 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| May 2, 2024 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| April 17, 2024 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with monetary relief | consumerfinance.gov |
| February 9, 2024 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| February 8, 2024 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with monetary relief | consumerfinance.gov |
| December 7, 2023 | Payday loan, title loan, personal loan, or advance loan | Confusing or missing disclosures | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Every company with Debt collection complaints
- Consumer complaints in Illinois
- Consumer complaints in Florida
- Consumer complaints in Georgia
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.