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Data / Consumer complaints / Lac Courte Oreilles Financial Services II

Lac Courte Oreilles Financial Services II: 37 CFPB consumer complaints in the last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Lac Courte Oreilles Financial Services II drew 37 consumer complaints in the CFPB database in the three years to November 6, 2026, and 53 since 2022. The largest group, 34, was about payday loan, title loan, personal loan, or advance loan, and the most common issue was “Charged fees or interest you didn't expect” with 16. The company responded on time to 100.0% of the complaints, and 40.5% closed with monetary or other relief.

The request: Watch Lac Courte Oreilles Financial Services II: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 37Complaints, last 3 years
  • 53Complaints, all years
  • 100.0%Responded on time
  • 40.5%Closed with relief
  • 2Products
  • May 1, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 63
202516
202417
202313
20224

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Charged fees or interest you didn't expect1643.2%
Struggling to pay your loan924.3%
Money was taken from your bank account on the wrong day or for the wrong amount25.4%
Can't stop withdrawals from your bank account12.7%
Communication tactics12.7%
Confusing or missing disclosures12.7%
Electronic communications12.7%
False statements or representation12.7%
Loan payment wasn't credited to your account12.7%
Problem with a company's investigation into an existing problem12.7%
Problem with the payoff process at the end of the loan12.7%
Received a loan you didn't apply for12.7%
Was approved for a loan, but didn't receive the money12.7%

How the company responded

Company responseComplaintsShare
Closed with explanation2259.5%
Closed with monetary relief1540.5%

States

StateComplaintsShare
Illinois924.3%
Florida410.8%
Georgia38.1%
North Carolina38.1%
Maryland25.4%
South Carolina25.4%
Tennessee25.4%
Washington25.4%
Colorado12.7%
Connecticut12.7%
District of Columbia12.7%
Idaho12.7%
Indiana12.7%
Mississippi12.7%
Nevada12.7%
Ohio12.7%
Oklahoma12.7%
Wisconsin12.7%

Latest 37 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
May 1, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
April 29, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
April 28, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
October 16, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
October 13, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
October 3, 2025Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanClosed with explanationconsumerfinance.gov
October 1, 2025Payday loan, title loan, personal loan, or advance loanMoney was taken from your bank account on the wrong day or for the wrong amountClosed with explanationconsumerfinance.gov
September 21, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
June 14, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
June 9, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
June 3, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
May 23, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
April 15, 2025Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with monetary reliefconsumerfinance.gov
March 31, 2025Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with monetary reliefconsumerfinance.gov
March 10, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
February 13, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 28, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
January 25, 2025Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
January 17, 2025Payday loan, title loan, personal loan, or advance loanMoney was taken from your bank account on the wrong day or for the wrong amountClosed with explanationconsumerfinance.gov
December 29, 2024Payday loan, title loan, personal loan, or advance loanWas approved for a loan, but didn't receive the moneyClosed with explanationconsumerfinance.gov
December 24, 2024Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
December 6, 2024Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
October 25, 2024Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with monetary reliefconsumerfinance.gov
October 25, 2024Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
October 22, 2024Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
October 2, 2024Payday loan, title loan, personal loan, or advance loanReceived a loan you didn't apply forClosed with explanationconsumerfinance.gov
September 26, 2024Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
August 30, 2024Payday loan, title loan, personal loan, or advance loanCan't stop withdrawals from your bank accountClosed with explanationconsumerfinance.gov
August 15, 2024Payday loan, title loan, personal loan, or advance loanProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 3, 2024Payday loan, title loan, personal loan, or advance loanLoan payment wasn't credited to your accountClosed with explanationconsumerfinance.gov
July 23, 2024Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with monetary reliefconsumerfinance.gov
May 8, 2024Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
May 2, 2024Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
April 17, 2024Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with monetary reliefconsumerfinance.gov
February 9, 2024Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
February 8, 2024Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with monetary reliefconsumerfinance.gov
December 7, 2023Payday loan, title loan, personal loan, or advance loanConfusing or missing disclosuresClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.