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Data / Consumer complaints / GCFS, Inc.

GCFS, Inc.: 15 CFPB complaints, last 3 years

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

GCFS, Inc. drew 15 consumer complaints in the CFPB database in the three years to November 9, 2026, and 56 since 2013. The largest group, 8, was about debt collection, and the most common issue was “Took or threatened to take negative or legal action” with 6. The company responded on time to 73.3% of the complaints, and 0.0% closed with monetary or other relief. The CFPB records the company as GCFS, INC..

The request: Watch GCFS, Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 15Complaints, last 3 years
  • 56Complaints, all years
  • 73.3%Responded on time
  • 0.0%Closed with relief
  • 5Products
  • Apr 26, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 94
20255
20245
20232
20223
20211
20204
20192
20184
20179
20164
20153
20148
20132

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection853.3%
Credit reporting or other personal consumer reports320%
Credit card213.3%
Payday loan, title loan, personal loan, or advance loan16.7%
Vehicle loan or lease16.7%

Issues

IssueComplaintsShare
Took or threatened to take negative or legal action640%
Improper use of your report320%
Attempts to collect debt not owed213.3%
Getting a credit card213.3%
Problem with additional add-on products or services16.7%
Repossession16.7%

How the company responded

Company responseComplaintsShare
Closed with explanation1173.3%
Untimely response426.7%

States

StateComplaintsShare
California1173.3%
Florida16.7%
Georgia16.7%
Hawaii16.7%
Texas16.7%

Latest 15 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
April 26, 2026Vehicle loan or leaseRepossessionUntimely responseconsumerfinance.gov
April 8, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
March 20, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
January 28, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
March 28, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 21, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 6, 2025Credit cardGetting a credit cardClosed with explanationconsumerfinance.gov
February 1, 2025Payday loan, title loan, personal loan, or advance loanProblem with additional add-on products or servicesClosed with explanationconsumerfinance.gov
January 3, 2025Credit cardGetting a credit cardClosed with explanationconsumerfinance.gov
December 10, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 24, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 11, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 16, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 11, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 9, 2023Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.