Skip to the page

Data / Consumer complaints / FMA Alliance, Ltd.

FMA Alliance, Ltd.: 179 CFPB consumer complaints in the last 3 years

FMA Alliance, Ltd. drew 179 consumer complaints in the CFPB database in the three years to November 6, 2026, and 352 since 2013. The largest group, 157, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 65. The company responded on time to 100.0% of the complaints, and 48.6% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 179Complaints, last 3 years
  • 352Complaints, all years
  • 100.0%Responded on time
  • 48.6%Closed with relief
  • 6Products
  • Oct 19, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 656
202570
202452
202326
202224
202111
202018
201913
201813
201724
201610
201514
201418
20133

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Attempts to collect debt not owed6536.3%
Written notification about debt2514%
False statements or representation2413.4%
Communication tactics126.7%
Electronic communications126.7%
Threatened to contact someone or share information improperly126.7%
Incorrect information on your report95%
Took or threatened to take negative or legal action73.9%
Improper use of your report63.4%
Problem with a company's investigation into an existing problem21.1%
Closing an account10.6%
Getting a credit card10.6%
Problems at the end of the loan or lease10.6%
Repossession10.6%
Struggling to pay your loan10.6%

How the company responded

Company responseComplaintsShare
Closed with explanation9251.4%
Closed with non-monetary relief8748.6%

States

StateComplaintsShare
Texas3921.8%
California179.5%
Florida147.8%
Georgia95%
Louisiana84.5%
Mississippi84.5%
North Carolina73.9%
Colorado63.4%
Pennsylvania63.4%
Illinois52.8%
Tennessee52.8%
New Jersey42.2%
New York42.2%
Ohio42.2%
Alabama31.7%
Arkansas31.7%
Delaware31.7%
Maryland31.7%
Virginia31.7%
Arizona21.1%
Indiana21.1%
Massachusetts21.1%
Maine21.1%
Michigan21.1%
Missouri21.1%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 19, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
October 3, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
October 3, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
September 29, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
September 29, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with non-monetary reliefconsumerfinance.gov
September 26, 2026Debt collectionCommunication tacticsClosed with non-monetary reliefconsumerfinance.gov
September 16, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
September 16, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
September 16, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
September 9, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
September 8, 2026Debt collectionElectronic communicationsClosed with non-monetary reliefconsumerfinance.gov
September 5, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
September 4, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
September 2, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
August 25, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
August 22, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
July 17, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
July 15, 2026Debt collectionElectronic communicationsClosed with non-monetary reliefconsumerfinance.gov
July 2, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
July 1, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
June 27, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
June 26, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
June 24, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
June 10, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
June 9, 2026Vehicle loan or leaseRepossessionClosed with non-monetary reliefconsumerfinance.gov
June 9, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
June 5, 2026Debt collectionElectronic communicationsClosed with non-monetary reliefconsumerfinance.gov
June 5, 2026Debt collectionCommunication tacticsClosed with non-monetary reliefconsumerfinance.gov
June 4, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
June 2, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
May 29, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
May 22, 2026Debt collectionCommunication tacticsClosed with non-monetary reliefconsumerfinance.gov
May 16, 2026Vehicle loan or leaseIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
May 4, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
April 30, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
April 14, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
April 9, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
March 25, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
March 24, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
March 24, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
March 24, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
March 11, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with non-monetary reliefconsumerfinance.gov
March 10, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
February 14, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with non-monetary reliefconsumerfinance.gov
February 12, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
February 10, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov
February 10, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
February 4, 2026Debt collectionElectronic communicationsClosed with non-monetary reliefconsumerfinance.gov
February 2, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
January 29, 2026Debt collectionWritten notification about debtClosed with non-monetary reliefconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.