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Data / Consumer complaints / First Bancorp North Carolina

First Bancorp North Carolina: 13 CFPB complaints

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

First Bancorp North Carolina drew 13 consumer complaints in the CFPB database in the three years to November 9, 2026, and 15 since 2023. The largest group, 4, was about checking or savings account, and the most common issue was “Incorrect information on your report” with 2. The company responded on time to 100.0% of the complaints, and 7.7% closed with monetary or other relief.

The request: Watch First Bancorp North Carolina: each new CFPB complaint by product and issue, with the date and the company response.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 13Complaints, last 3 years
  • 15Complaints, all years
  • 100.0%Responded on time
  • 7.7%Closed with relief
  • 6Products
  • Apr 3, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 93
20252
20248
20232

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Incorrect information on your report215.4%
Problem caused by your funds being low215.4%
Applying for a mortgage or refinancing an existing mortgage17.7%
Closing an account17.7%
Fraud or scam17.7%
Getting a line of credit17.7%
Improper use of your report17.7%
Other features, terms, or problems17.7%
Problem with a lender or other company charging your account17.7%
Problem with the payoff process at the end of the loan17.7%
Trouble during payment process17.7%

How the company responded

Company responseComplaintsShare
Closed with explanation1292.3%
Closed with non-monetary relief17.7%

States

StateComplaintsShare
North Carolina861.5%
South Carolina215.4%
Arizona17.7%
Florida17.7%
Tennessee17.7%

Latest 13 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
April 3, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
February 26, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
January 17, 2026Money transfer, virtual currency, or money serviceFraud or scamClosed with explanationconsumerfinance.gov
December 19, 2025Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
July 10, 2025Credit cardIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 12, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 22, 2024MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
October 8, 2024Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
September 30, 2024Payday loan, title loan, personal loan, or advance loanGetting a line of creditClosed with non-monetary reliefconsumerfinance.gov
August 25, 2024Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanClosed with explanationconsumerfinance.gov
August 16, 2024Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
August 9, 2024Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
June 1, 2024Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.

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