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Data / Consumer complaints / Finance System of Richmond, Inc.

Finance System of Richmond, Inc.: 88 CFPB consumer complaints in the last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Finance System of Richmond, Inc. drew 88 consumer complaints in the CFPB database in the three years to November 6, 2026, and 171 since 2014. The largest group, 72, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 34. The company responded on time to 94.3% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch Finance System of Richmond, Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 88Complaints, last 3 years
  • 171Complaints, all years
  • 94.3%Responded on time
  • 0.0%Closed with relief
  • 3Products
  • Oct 20, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 644
202529
202414
202310
20228
202116
202011
20199
201812
20176
201610
20151
20141

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection7281.8%
Credit reporting or other personal consumer reports1517%
Credit card11.1%

Issues

IssueComplaintsShare
Attempts to collect debt not owed3438.6%
Written notification about debt1719.3%
False statements or representation910.2%
Took or threatened to take negative or legal action78%
Problem with a company's investigation into an existing problem66.8%
Incorrect information on your report55.7%
Improper use of your report44.5%
Communication tactics33.4%
Electronic communications22.3%
Problem when making payments11.1%

How the company responded

Company responseComplaintsShare
Closed with explanation8798.9%
In progress11.1%

States

StateComplaintsShare
Texas1719.3%
Florida1517%
Ohio910.2%
South Carolina89.1%
Indiana66.8%
Louisiana66.8%
Michigan66.8%
Pennsylvania44.5%
Alabama22.3%
California22.3%
Georgia22.3%
Kansas22.3%
Arkansas11.1%
Arizona11.1%
Massachusetts11.1%
Missouri11.1%
Mississippi11.1%
New Hampshire11.1%
Oklahoma11.1%
Tennessee11.1%
Wisconsin11.1%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 16, 2026Debt collectionWritten notification about debtIn progressconsumerfinance.gov
October 7, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 27, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 25, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 24, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 27, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 19, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 30, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 24, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 19, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
May 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 9, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 30, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 23, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
April 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 30, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 16, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 12, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 9, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
March 9, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 4, 2026Credit cardProblem when making paymentsClosed with explanationconsumerfinance.gov
February 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 9, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 5, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 17, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 12, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 1, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 10, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
December 4, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 18, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
November 17, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
November 14, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.