Data / Consumer complaints / Brightwater Capital, LLC
Brightwater Capital, LLC: 16 CFPB complaints, last 3 years
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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.
Brightwater Capital, LLC drew 16 consumer complaints in the CFPB database in the three years to November 9, 2026, and 42 since 2013. The largest group, 8, was about credit reporting or other personal consumer reports, and the most common issue was “Attempts to collect debt not owed” with 5. The company responded on time to 18.8% of the complaints, and 0.0% closed with monetary or other relief.
The request: Watch Brightwater Capital, LLC: each new CFPB complaint by product and issue, with the date and the company response.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 16Complaints, last 3 years
- 42Complaints, all years
- 18.8%Responded on time
- 0.0%Closed with relief
- 2Products
- Oct 14, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 9 | 1 |
| 2025 | 8 |
| 2024 | 7 |
| 2023 | 5 |
| 2022 | 1 |
| 2021 | 2 |
| 2020 | 1 |
| 2019 | 1 |
| 2018 | 6 |
| 2017 | 2 |
| 2016 | 1 |
| 2015 | 5 |
| 2013 | 2 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 8 | 50% |
| Debt collection | 8 | 50% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 5 | 31.2% |
| Incorrect information on your report | 5 | 31.2% |
| Problem with a company's investigation into an existing problem | 3 | 18.8% |
| Written notification about debt | 3 | 18.8% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 14 | 87.5% |
| Untimely response | 2 | 12.5% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 11 | 68.8% |
| Florida | 2 | 12.5% |
| Alabama | 1 | 6.2% |
| Illinois | 1 | 6.2% |
| South Carolina | 1 | 6.2% |
Latest 16 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 14, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | consumerfinance.gov |
| July 11, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| June 3, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 22, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| March 28, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| March 24, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| March 17, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| February 3, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| January 3, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| December 16, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| November 19, 2024 | Debt collection | Written notification about debt | Untimely response | consumerfinance.gov |
| October 21, 2024 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| August 20, 2024 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| August 18, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| July 13, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| January 17, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt collection complaints
- Consumer complaints in Texas
- Consumer complaints in Florida
- Consumer complaints in Alabama
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.
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