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Data / Consumer complaints / Bounce AI, Inc.

Bounce AI, Inc.: 1,672 CFPB consumer complaints in the last 3 years

Bounce AI, Inc. drew 1,672 consumer complaints in the CFPB database in the three years to November 6, 2026, and 1,672 since 2023. The largest group, 1,273, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 614. The company responded on time to 99.2% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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  • 1,672Complaints, last 3 years
  • 1,672Complaints, all years
  • 99.2%Responded on time
  • 0.0%Closed with relief
  • 7Products
  • Nov 4, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6792
2025705
2024173
20232

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection1,27376.1%
Credit reporting or other personal consumer reports37322.3%
Payday loan, title loan, personal loan, or advance loan150.9%
Credit card40.2%
Debt or credit management40.2%
Vehicle loan or lease20.1%
Checking or savings account10.1%

Issues

IssueComplaintsShare
Attempts to collect debt not owed61436.7%
Took or threatened to take negative or legal action21913.1%
False statements or representation19611.7%
Incorrect information on your report18511.1%
Written notification about debt1619.6%
Improper use of your report1076.4%
Problem with a company's investigation into an existing problem845%
Electronic communications382.3%
Communication tactics352.1%
Threatened to contact someone or share information improperly100.6%
Credit monitoring or identity theft protection services50.3%
Unauthorized withdrawals or charges30.2%
Charged fees or interest you didn't expect20.1%
Problem with additional add-on products or services20.1%
Struggling to pay your loan20.1%
Getting a credit card10.1%
Identity theft protection or other monitoring services10.1%
Managing the loan or lease10.1%
Problem with a lender or other company charging your account10.1%
Problem with a purchase shown on your statement10.1%
Problem with customer service10.1%
Problem with fraud alerts or security freezes10.1%
Problem with the payoff process at the end of the loan10.1%
Received a loan you didn't apply for10.1%

How the company responded

Company responseComplaintsShare
Closed with explanation1,65599%
In progress171%

States

StateComplaintsShare
Texas36822%
Florida20212.1%
Georgia16710%
California845%
Illinois714.2%
South Carolina643.8%
Pennsylvania603.6%
New York553.3%
New Jersey492.9%
Alabama422.5%
North Carolina422.5%
Tennessee412.5%
Maryland402.4%
Arizona372.2%
Mississippi362.2%
Louisiana342%
Michigan271.6%
Ohio251.5%
Wisconsin211.3%
Missouri201.2%
Indiana191.1%
Colorado150.9%
Connecticut150.9%
Nevada140.8%
Virginia140.8%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
November 4, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 24, 2026Debt collectionFalse statements or representationIn progressconsumerfinance.gov
October 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 23, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 21, 2026Payday loan, title loan, personal loan, or advance loanImproper use of your reportClosed with explanationconsumerfinance.gov
October 21, 2026Debt collectionFalse statements or representationIn progressconsumerfinance.gov
October 21, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 21, 2026Debt collectionFalse statements or representationIn progressconsumerfinance.gov
October 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 20, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 20, 2026Debt collectionCommunication tacticsIn progressconsumerfinance.gov
October 20, 2026Debt collectionFalse statements or representationIn progressconsumerfinance.gov
October 19, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 19, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 19, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 18, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 17, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
October 17, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 17, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 17, 2026Payday loan, title loan, personal loan, or advance loanImproper use of your reportClosed with explanationconsumerfinance.gov
October 16, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 16, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 15, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 15, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 15, 2026Debt collectionWritten notification about debtIn progressconsumerfinance.gov
October 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 15, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 14, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 14, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
October 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 13, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 13, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 13, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.