Data / Consumer complaints / Ameris Bancorp
Ameris Bancorp: 274 CFPB consumer complaints in the last 3 years
Ameris Bancorp drew 274 consumer complaints in the CFPB database in the three years to November 6, 2026, and 633 since 2018. The largest group, 102, was about checking or savings account, and the most common issue was “Managing an account” with 53. The company responded on time to 99.3% of the complaints, and 0.0% closed with monetary or other relief. The CFPB records the company as AMERIS BANCORP.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 274Complaints, last 3 years
- 633Complaints, all years
- 99.3%Responded on time
- 0.0%Closed with relief
- 9Products
- Oct 27, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 97 |
| 2025 | 92 |
| 2024 | 69 |
| 2023 | 82 |
| 2022 | 106 |
| 2021 | 80 |
| 2020 | 71 |
| 2019 | 32 |
| 2018 | 4 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Checking or savings account | 102 | 37.2% |
| Mortgage | 88 | 32.1% |
| Credit reporting or other personal consumer reports | 38 | 13.9% |
| Debt collection | 13 | 4.7% |
| Payday loan, title loan, personal loan, or advance loan | 13 | 4.7% |
| Vehicle loan or lease | 10 | 3.6% |
| Money transfer, virtual currency, or money service | 8 | 2.9% |
| Credit card | 1 | 0.4% |
| Prepaid card | 1 | 0.4% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Managing an account | 53 | 19.3% |
| Trouble during payment process | 43 | 15.7% |
| Incorrect information on your report | 28 | 10.2% |
| Struggling to pay mortgage | 25 | 9.1% |
| Problem caused by your funds being low | 15 | 5.5% |
| Opening an account | 13 | 4.7% |
| Problem with a lender or other company charging your account | 13 | 4.7% |
| Applying for a mortgage or refinancing an existing mortgage | 9 | 3.3% |
| Closing on a mortgage | 9 | 3.3% |
| Improper use of your report | 9 | 3.3% |
| Closing an account | 8 | 2.9% |
| Attempts to collect debt not owed | 5 | 1.8% |
| Problem when making payments | 5 | 1.8% |
| False statements or representation | 4 | 1.5% |
| Managing the loan or lease | 4 | 1.5% |
| Other transaction problem | 4 | 1.5% |
| Took or threatened to take negative or legal action | 4 | 1.5% |
| Problem with a company's investigation into an existing problem | 3 | 1.1% |
| Problem with the payoff process at the end of the loan | 3 | 1.1% |
| Charged fees or interest you didn't expect | 2 | 0.7% |
| Fraud or scam | 2 | 0.7% |
| Getting a line of credit | 2 | 0.7% |
| Repossession | 2 | 0.7% |
| Confusing or misleading advertising or marketing | 1 | 0.4% |
| Getting a loan or lease | 1 | 0.4% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 273 | 99.6% |
| In progress | 1 | 0.4% |
States
| State | Complaints | Share |
|---|---|---|
| Georgia | 118 | 43.1% |
| Florida | 54 | 19.7% |
| South Carolina | 18 | 6.6% |
| Virginia | 14 | 5.1% |
| California | 13 | 4.7% |
| Maryland | 9 | 3.3% |
| North Carolina | 8 | 2.9% |
| Texas | 8 | 2.9% |
| Tennessee | 5 | 1.8% |
| Alabama | 4 | 1.5% |
| Colorado | 3 | 1.1% |
| Louisiana | 3 | 1.1% |
| Michigan | 2 | 0.7% |
| New York | 2 | 0.7% |
| Oregon | 2 | 0.7% |
| Pennsylvania | 2 | 0.7% |
| Iowa | 1 | 0.4% |
| Illinois | 1 | 0.4% |
| New Hampshire | 1 | 0.4% |
| Ohio | 1 | 0.4% |
| Oklahoma | 1 | 0.4% |
| Puerto Rico | 1 | 0.4% |
| Washington | 1 | 0.4% |
| Wisconsin | 1 | 0.4% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 27, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| October 8, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| October 3, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| September 24, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 24, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| September 18, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| September 17, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| September 16, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| September 12, 2026 | Checking or savings account | Opening an account | Closed with explanation | consumerfinance.gov |
| September 9, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| September 1, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| August 27, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| August 25, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| August 20, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| August 19, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| August 14, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| August 6, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 4, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| August 3, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| August 3, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | Closed with explanation | consumerfinance.gov |
| August 2, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| July 23, 2026 | Money transfer, virtual currency, or money service | Other transaction problem | Closed with explanation | consumerfinance.gov |
| July 20, 2026 | Mortgage | Struggling to pay mortgage | Closed with explanation | consumerfinance.gov |
| July 16, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| July 7, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| July 3, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 24, 2026 | Mortgage | Closing on a mortgage | Closed with explanation | consumerfinance.gov |
| June 21, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| June 17, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| June 17, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with explanation | consumerfinance.gov |
| June 16, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| June 14, 2026 | Checking or savings account | Problem caused by your funds being low | Closed with explanation | consumerfinance.gov |
| June 12, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| June 10, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| June 10, 2026 | Checking or savings account | Problem with a lender or other company charging your account | Closed with explanation | consumerfinance.gov |
| June 10, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| June 9, 2026 | Checking or savings account | Closing an account | Closed with explanation | consumerfinance.gov |
| June 9, 2026 | Checking or savings account | Opening an account | Closed with explanation | consumerfinance.gov |
| June 8, 2026 | Checking or savings account | Problem caused by your funds being low | Closed with explanation | consumerfinance.gov |
| June 5, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| May 30, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| May 19, 2026 | Mortgage | Trouble during payment process | Closed with explanation | consumerfinance.gov |
| May 19, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| May 13, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing issue | Closed with explanation | consumerfinance.gov |
| May 7, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| May 5, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Checking or savings account complaints
- Every company with Mortgage complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt collection complaints
- Consumer complaints in Georgia
- Consumer complaints in Florida
- Consumer complaints in South Carolina
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.