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Data / Consumer complaints / Ameris Bancorp

Ameris Bancorp: 274 CFPB consumer complaints in the last 3 years

Ameris Bancorp drew 274 consumer complaints in the CFPB database in the three years to November 6, 2026, and 633 since 2018. The largest group, 102, was about checking or savings account, and the most common issue was “Managing an account” with 53. The company responded on time to 99.3% of the complaints, and 0.0% closed with monetary or other relief. The CFPB records the company as AMERIS BANCORP.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 274Complaints, last 3 years
  • 633Complaints, all years
  • 99.3%Responded on time
  • 0.0%Closed with relief
  • 9Products
  • Oct 27, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 697
202592
202469
202382
2022106
202180
202071
201932
20184

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Managing an account5319.3%
Trouble during payment process4315.7%
Incorrect information on your report2810.2%
Struggling to pay mortgage259.1%
Problem caused by your funds being low155.5%
Opening an account134.7%
Problem with a lender or other company charging your account134.7%
Applying for a mortgage or refinancing an existing mortgage93.3%
Closing on a mortgage93.3%
Improper use of your report93.3%
Closing an account82.9%
Attempts to collect debt not owed51.8%
Problem when making payments51.8%
False statements or representation41.5%
Managing the loan or lease41.5%
Other transaction problem41.5%
Took or threatened to take negative or legal action41.5%
Problem with a company's investigation into an existing problem31.1%
Problem with the payoff process at the end of the loan31.1%
Charged fees or interest you didn't expect20.7%
Fraud or scam20.7%
Getting a line of credit20.7%
Repossession20.7%
Confusing or misleading advertising or marketing10.4%
Getting a loan or lease10.4%

How the company responded

Company responseComplaintsShare
Closed with explanation27399.6%
In progress10.4%

States

StateComplaintsShare
Georgia11843.1%
Florida5419.7%
South Carolina186.6%
Virginia145.1%
California134.7%
Maryland93.3%
North Carolina82.9%
Texas82.9%
Tennessee51.8%
Alabama41.5%
Colorado31.1%
Louisiana31.1%
Michigan20.7%
New York20.7%
Oregon20.7%
Pennsylvania20.7%
Iowa10.4%
Illinois10.4%
New Hampshire10.4%
Ohio10.4%
Oklahoma10.4%
Puerto Rico10.4%
Washington10.4%
Wisconsin10.4%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 27, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 23, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
October 14, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
October 9, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
October 9, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
October 8, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
October 3, 2026MortgageTrouble during payment processIn progressconsumerfinance.gov
September 24, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
September 24, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
September 18, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
September 17, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
September 16, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
September 12, 2026Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
September 9, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
September 1, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
August 27, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
August 25, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
August 20, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
August 19, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
August 14, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
August 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 4, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
August 3, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
August 3, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanClosed with explanationconsumerfinance.gov
August 2, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
July 23, 2026Money transfer, virtual currency, or money serviceOther transaction problemClosed with explanationconsumerfinance.gov
July 20, 2026MortgageStruggling to pay mortgageClosed with explanationconsumerfinance.gov
July 16, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
July 7, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
July 3, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 24, 2026MortgageClosing on a mortgageClosed with explanationconsumerfinance.gov
June 21, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
June 17, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
June 17, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
June 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 14, 2026Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
June 12, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
June 10, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
June 10, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
June 10, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
June 9, 2026Checking or savings accountClosing an accountClosed with explanationconsumerfinance.gov
June 9, 2026Checking or savings accountOpening an accountClosed with explanationconsumerfinance.gov
June 8, 2026Checking or savings accountProblem caused by your funds being lowClosed with explanationconsumerfinance.gov
June 5, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
May 30, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 19, 2026MortgageTrouble during payment processClosed with explanationconsumerfinance.gov
May 19, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
May 13, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing issueClosed with explanationconsumerfinance.gov
May 7, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 5, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.