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Data / Consumer complaints / AmeriCollect

AmeriCollect: 797 CFPB consumer complaints in the last 3 years

AmeriCollect drew 797 consumer complaints in the CFPB database in the three years to November 6, 2026, and 2,544 since 2013. The largest group, 650, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 250. The company responded on time to 98.1% of the complaints, and 0.1% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in Georgia
  • 797Complaints, last 3 years
  • 2,544Complaints, all years
  • 98.1%Responded on time
  • 0.1%Closed with relief
  • 3Products
  • Nov 5, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6254
2025363
2024151
2023162
2022307
2021413
2020253
2019163
2018167
2017139
201686
201556
201428
20132

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection65081.6%
Credit reporting or other personal consumer reports14217.8%
Debt or credit management50.6%

Issues

IssueComplaintsShare
Attempts to collect debt not owed25031.4%
Written notification about debt13917.4%
False statements or representation9912.4%
Took or threatened to take negative or legal action8710.9%
Incorrect information on your report718.9%
Communication tactics546.8%
Improper use of your report354.4%
Problem with a company's investigation into an existing problem334.1%
Electronic communications121.5%
Threatened to contact someone or share information improperly91.1%
Credit monitoring or identity theft protection services20.3%
Problem with customer service20.3%
Unauthorized withdrawals or charges20.3%
Didn't provide services promised10.1%
Problem with a company's investigation into an existing issue10.1%

How the company responded

Company responseComplaintsShare
Closed with explanation78898.9%
In progress81%
Closed with non-monetary relief10.1%

States

StateComplaintsShare
Georgia22127.7%
Florida17221.6%
Wisconsin708.8%
North Carolina415.1%
Michigan354.4%
Indiana334.1%
Texas293.6%
Illinois243%
Nevada212.6%
Missouri192.4%
South Carolina151.9%
Washington141.8%
Arizona111.4%
Ohio111.4%
California91.1%
Minnesota70.9%
Oklahoma70.9%
Arkansas50.6%
New Jersey50.6%
Pennsylvania50.6%
Alabama40.5%
District of Columbia30.4%
Iowa30.4%
Massachusetts30.4%
Maryland30.4%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
November 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 2, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 24, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 23, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 23, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
October 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 21, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 20, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 20, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 19, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
October 18, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 16, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 15, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
October 14, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 14, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
October 13, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 13, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 12, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 9, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 9, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 8, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 8, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 7, 2026Debt collectionFalse statements or representationIn progressconsumerfinance.gov
October 7, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 5, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 3, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 2, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 2, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 1, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
October 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 30, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 30, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 30, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 30, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 30, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 30, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 30, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 30, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 30, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 27, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 25, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 24, 2026Debt collectionFalse statements or representationIn progressconsumerfinance.gov
September 23, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 22, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.