Data / Consumer complaints / Americas Car-Mart, Inc.
Americas Car-Mart, Inc.: 494 CFPB consumer complaints in the last 3 years
Americas Car-Mart, Inc. drew 494 consumer complaints in the CFPB database in the three years to November 6, 2026, and 659 since 2014. The largest group, 189, was about credit reporting or other personal consumer reports, and the most common issue was “Repossession” with 110. The company responded on time to 98.8% of the complaints, and 0.0% closed with monetary or other relief.
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- 494Complaints, last 3 years
- 659Complaints, all years
- 98.8%Responded on time
- 0.0%Closed with relief
- 6Products
- Oct 29, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 198 |
| 2025 | 201 |
| 2024 | 93 |
| 2023 | 45 |
| 2022 | 43 |
| 2021 | 14 |
| 2020 | 14 |
| 2019 | 12 |
| 2018 | 20 |
| 2017 | 7 |
| 2016 | 8 |
| 2015 | 2 |
| 2014 | 2 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 189 | 38.3% |
| Vehicle loan or lease | 189 | 38.3% |
| Debt collection | 111 | 22.5% |
| Credit card | 2 | 0.4% |
| Debt or credit management | 2 | 0.4% |
| Money transfer, virtual currency, or money service | 1 | 0.2% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Repossession | 110 | 22.3% |
| Incorrect information on your report | 109 | 22.1% |
| Problem with a company's investigation into an existing problem | 61 | 12.3% |
| Took or threatened to take negative or legal action | 36 | 7.3% |
| Improper use of your report | 33 | 6.7% |
| Managing the loan or lease | 29 | 5.9% |
| Attempts to collect debt not owed | 25 | 5.1% |
| False statements or representation | 24 | 4.9% |
| Written notification about debt | 19 | 3.8% |
| Getting a loan or lease | 15 | 3% |
| Problems at the end of the loan or lease | 8 | 1.6% |
| Communication tactics | 7 | 1.4% |
| Struggling to pay your loan | 6 | 1.2% |
| Credit monitoring or identity theft protection services | 5 | 1% |
| Didn't provide services promised | 2 | 0.4% |
| Problem when making payments | 2 | 0.4% |
| Other transaction problem | 1 | 0.2% |
| Problem with a company's investigation into an existing issue | 1 | 0.2% |
| Unable to get your credit report or credit score | 1 | 0.2% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 492 | 99.6% |
| In progress | 2 | 0.4% |
States
| State | Complaints | Share |
|---|---|---|
| Arkansas | 89 | 18% |
| Georgia | 73 | 14.8% |
| Texas | 61 | 12.3% |
| Alabama | 48 | 9.7% |
| Oklahoma | 40 | 8.1% |
| Tennessee | 35 | 7.1% |
| Missouri | 31 | 6.3% |
| Mississippi | 27 | 5.5% |
| Kentucky | 22 | 4.5% |
| Florida | 17 | 3.4% |
| Illinois | 13 | 2.6% |
| California | 3 | 0.6% |
| Indiana | 3 | 0.6% |
| Louisiana | 3 | 0.6% |
| Minnesota | 3 | 0.6% |
| Nevada | 3 | 0.6% |
| Wisconsin | 3 | 0.6% |
| Colorado | 2 | 0.4% |
| Iowa | 2 | 0.4% |
| Maryland | 2 | 0.4% |
| South Carolina | 2 | 0.4% |
| Virginia | 2 | 0.4% |
| Arizona | 1 | 0.2% |
| Kansas | 1 | 0.2% |
| Massachusetts | 1 | 0.2% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 29, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Vehicle loan or lease | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 17, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Vehicle loan or lease | Managing the loan or lease | In progress | consumerfinance.gov |
| October 15, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 12, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| October 8, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| October 7, 2026 | Vehicle loan or lease | Managing the loan or lease | In progress | consumerfinance.gov |
| October 7, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| October 7, 2026 | Vehicle loan or lease | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| October 6, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| September 26, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 26, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| September 24, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 22, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| September 21, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| September 16, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| September 14, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| September 12, 2026 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| September 3, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| September 3, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| September 2, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 2, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 31, 2026 | Credit reporting or other personal consumer reports | Credit monitoring or identity theft protection services | Closed with explanation | consumerfinance.gov |
| August 30, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| August 29, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 21, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 20, 2026 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
| August 14, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| August 11, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 11, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| August 9, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| August 5, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| August 5, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| August 4, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 31, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| July 31, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| July 29, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| July 29, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 27, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| July 24, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 24, 2026 | Vehicle loan or lease | Getting a loan or lease | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
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- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.