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Data / Consumer complaints / Americas Car-Mart, Inc.

Americas Car-Mart, Inc.: 494 CFPB consumer complaints in the last 3 years

Americas Car-Mart, Inc. drew 494 consumer complaints in the CFPB database in the three years to November 6, 2026, and 659 since 2014. The largest group, 189, was about credit reporting or other personal consumer reports, and the most common issue was “Repossession” with 110. The company responded on time to 98.8% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 494Complaints, last 3 years
  • 659Complaints, all years
  • 98.8%Responded on time
  • 0.0%Closed with relief
  • 6Products
  • Oct 29, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6198
2025201
202493
202345
202243
202114
202014
201912
201820
20177
20168
20152
20142

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Repossession11022.3%
Incorrect information on your report10922.1%
Problem with a company's investigation into an existing problem6112.3%
Took or threatened to take negative or legal action367.3%
Improper use of your report336.7%
Managing the loan or lease295.9%
Attempts to collect debt not owed255.1%
False statements or representation244.9%
Written notification about debt193.8%
Getting a loan or lease153%
Problems at the end of the loan or lease81.6%
Communication tactics71.4%
Struggling to pay your loan61.2%
Credit monitoring or identity theft protection services51%
Didn't provide services promised20.4%
Problem when making payments20.4%
Other transaction problem10.2%
Problem with a company's investigation into an existing issue10.2%
Unable to get your credit report or credit score10.2%

How the company responded

Company responseComplaintsShare
Closed with explanation49299.6%
In progress20.4%

States

StateComplaintsShare
Arkansas8918%
Georgia7314.8%
Texas6112.3%
Alabama489.7%
Oklahoma408.1%
Tennessee357.1%
Missouri316.3%
Mississippi275.5%
Kentucky224.5%
Florida173.4%
Illinois132.6%
California30.6%
Indiana30.6%
Louisiana30.6%
Minnesota30.6%
Nevada30.6%
Wisconsin30.6%
Colorado20.4%
Iowa20.4%
Maryland20.4%
South Carolina20.4%
Virginia20.4%
Arizona10.2%
Kansas10.2%
Massachusetts10.2%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 29, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
October 24, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 23, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 22, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 22, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 21, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 21, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
October 21, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 17, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
October 16, 2026Vehicle loan or leaseManaging the loan or leaseIn progressconsumerfinance.gov
October 15, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 15, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 12, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
October 8, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 7, 2026Vehicle loan or leaseManaging the loan or leaseIn progressconsumerfinance.gov
October 7, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 7, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
October 6, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 26, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 26, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 24, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 22, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 21, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
September 16, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 14, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 12, 2026Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
September 3, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 3, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 31, 2026Credit reporting or other personal consumer reportsCredit monitoring or identity theft protection servicesClosed with explanationconsumerfinance.gov
August 30, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
August 29, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 20, 2026Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
August 14, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 11, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 11, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
August 9, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 5, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 5, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 4, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 31, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 31, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
July 29, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
July 29, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 27, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
July 24, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 24, 2026Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.