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Data / Consumer complaints / A.R.M. Solutions, Inc.

A.R.M. Solutions, Inc.: 116 CFPB consumer complaints in the last 3 years

A.R.M. Solutions, Inc. drew 116 consumer complaints in the CFPB database in the three years to November 6, 2026, and 378 since 2013. The largest group, 114, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 75. The company responded on time to 98.3% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in Texas
  • 116Complaints, last 3 years
  • 378Complaints, all years
  • 98.3%Responded on time
  • 0.0%Closed with relief
  • 2Products
  • Oct 19, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 631
202539
202443
202338
202251
202124
202018
201918
201828
201730
201621
201516
201414
20137

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection11498.3%
Credit reporting or other personal consumer reports21.7%

Issues

IssueComplaintsShare
Attempts to collect debt not owed7564.7%
False statements or representation1311.2%
Written notification about debt108.6%
Communication tactics76%
Electronic communications54.3%
Took or threatened to take negative or legal action43.4%
Improper use of your report21.7%

How the company responded

Company responseComplaintsShare
Closed with explanation116100%

States

StateComplaintsShare
Texas1512.9%
California1412.1%
Florida1412.1%
Washington65.2%
Connecticut54.3%
Maryland54.3%
New York54.3%
Georgia43.4%
New Jersey43.4%
Tennessee43.4%
Alabama32.6%
Illinois32.6%
Pennsylvania32.6%
Virginia32.6%
Wisconsin32.6%
Michigan21.7%
Missouri21.7%
North Carolina21.7%
Ohio21.7%
Arkansas10.9%
Colorado10.9%
District of Columbia10.9%
Delaware10.9%
Iowa10.9%
Idaho10.9%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 19, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 27, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 11, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 7, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 3, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 24, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 9, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
June 26, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
June 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 19, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
June 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 29, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
April 10, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 4, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 3, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 16, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 29, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 20, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 9, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 19, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
November 26, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 15, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
November 13, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 12, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 30, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 27, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 10, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 8, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 1, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 29, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 17, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
September 13, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 13, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 3, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
August 12, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 4, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 21, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.