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Data / Consumer complaints / SG and Associates

SG and Associates: 378 CFPB consumer complaints in the last 3 years

SG and Associates drew 378 consumer complaints in the CFPB database in the three years to November 6, 2026, and 509 since 2020. The largest group, 292, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 100. The company responded on time to 44.4% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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  • 378Complaints, last 3 years
  • 509Complaints, all years
  • 44.4%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 22, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6170
2025138
202465
202353
202251
202128
20204

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection29277.2%
Credit reporting or other personal consumer reports8021.2%
Payday loan, title loan, personal loan, or advance loan41.1%
Debt or credit management20.5%

Issues

IssueComplaintsShare
Attempts to collect debt not owed10026.5%
Took or threatened to take negative or legal action9926.2%
Incorrect information on your report3910.3%
Written notification about debt379.8%
False statements or representation338.7%
Improper use of your report236.1%
Communication tactics195%
Problem with a company's investigation into an existing problem174.5%
Electronic communications30.8%
Struggling to pay your loan20.5%
Charged fees or interest you didn't expect10.3%
Confusing or missing disclosures10.3%
Problem with customer service10.3%
Problem with fraud alerts or security freezes10.3%
Problem with the payoff process at the end of the loan10.3%
Threatened to contact someone or share information improperly10.3%

How the company responded

Company responseComplaintsShare
Closed with explanation31984.4%
Untimely response5915.6%

States

StateComplaintsShare
Texas17746.8%
Florida328.5%
Georgia287.4%
North Carolina174.5%
California133.4%
Pennsylvania102.6%
New York82.1%
Alabama71.9%
Indiana71.9%
Louisiana61.6%
Illinois51.3%
Maryland51.3%
Michigan51.3%
Arizona41.1%
Missouri41.1%
Ohio41.1%
Tennessee41.1%
Virginia41.1%
Connecticut30.8%
South Carolina30.8%
Wisconsin30.8%
Arkansas20.5%
Delaware20.5%
Kentucky20.5%
Minnesota20.5%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 22, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
October 20, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 16, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 15, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
October 12, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
October 9, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 6, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 5, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
September 24, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
September 23, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
September 22, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
September 22, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
September 22, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
September 22, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
September 21, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
September 18, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
September 17, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
September 17, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
September 14, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
September 14, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
September 14, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
September 10, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
September 10, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
September 8, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectUntimely responseconsumerfinance.gov
September 1, 2026Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
August 28, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
August 27, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 26, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
August 25, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
August 23, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
August 20, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 18, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 17, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 11, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 10, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 9, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
August 8, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
August 7, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
August 6, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemUntimely responseconsumerfinance.gov
July 31, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
July 31, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
July 30, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
July 30, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
July 30, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
July 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 26, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
July 23, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
July 23, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
July 22, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
July 21, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.