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Data / Consumer complaints / Mid-Atlantic Finance Co., Inc.

Mid-Atlantic Finance Co., Inc.: 308 CFPB consumer complaints in the last 3 years

Mid-Atlantic Finance Co., Inc. drew 308 consumer complaints in the CFPB database in the three years to November 6, 2026, and 515 since 2013. The largest group, 149, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 73. The company responded on time to 100.0% of the complaints, and 13.3% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in Texas
  • 308Complaints, last 3 years
  • 515Complaints, all years
  • 100.0%Responded on time
  • 13.3%Closed with relief
  • 4Products
  • Oct 9, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6112
2025142
202451
202335
202228
202141
202017
201915
201816
201722
201612
201518
20145
20131

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit reporting or other personal consumer reports14948.4%
Debt collection8226.6%
Vehicle loan or lease7624.7%
Payday loan, title loan, personal loan, or advance loan10.3%

Issues

IssueComplaintsShare
Incorrect information on your report7323.7%
Improper use of your report6721.8%
Attempts to collect debt not owed3210.4%
Repossession3210.4%
Took or threatened to take negative or legal action289.1%
Managing the loan or lease196.2%
Problem with a company's investigation into an existing problem196.2%
False statements or representation154.9%
Problems at the end of the loan or lease82.6%
Getting a loan or lease61.9%
Communication tactics31%
Written notification about debt31%
Credit monitoring or identity theft protection services10.3%
Electronic communications10.3%
Struggling to pay your loan10.3%

How the company responded

Company responseComplaintsShare
Closed with explanation26786.7%
Closed with non-monetary relief4013%
Closed with monetary relief10.3%

States

StateComplaintsShare
Texas6922.4%
Florida6119.8%
Georgia3511.4%
North Carolina3411%
South Carolina237.5%
Ohio92.9%
Illinois82.6%
Virginia72.3%
Alabama61.9%
Indiana51.6%
Kentucky51.6%
California41.3%
Louisiana41.3%
Oklahoma41.3%
Tennessee41.3%
Michigan31%
New Jersey31%
Colorado20.6%
Delaware20.6%
Iowa20.6%
Mississippi20.6%
New York20.6%
Pennsylvania20.6%
Washington20.6%
West Virginia20.6%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 9, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
October 3, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 22, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 21, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 15, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
September 9, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 6, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 4, 2026Vehicle loan or leaseGetting a loan or leaseClosed with non-monetary reliefconsumerfinance.gov
August 25, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 17, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
August 10, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 9, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 5, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 1, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
July 29, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 29, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 27, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
July 18, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 18, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
July 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 11, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
July 7, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
June 30, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 28, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 25, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 25, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 22, 2026Vehicle loan or leaseRepossessionClosed with non-monetary reliefconsumerfinance.gov
June 19, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
June 18, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 17, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
June 17, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 16, 2026Vehicle loan or leaseImproper use of your reportClosed with explanationconsumerfinance.gov
June 13, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 12, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
June 12, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 29, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
May 25, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 24, 2026Vehicle loan or leaseRepossessionClosed with non-monetary reliefconsumerfinance.gov
May 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 15, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
May 15, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
May 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 11, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.