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Data / Consumer complaints / Meritize Financial Inc.

Meritize Financial Inc.: 77 CFPB consumer complaints in the last 3 years

Meritize Financial Inc. drew 77 consumer complaints in the CFPB database in the three years to November 6, 2026, and 86 since 2019. The largest group, 59, was about student loan, and the most common issue was “Dealing with your lender or servicer” with 28. The company responded on time to 85.7% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every student loan companyGet student loan in Florida
  • 77Complaints, last 3 years
  • 86Complaints, all years
  • 85.7%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 21, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 635
202531
202411
20232
20223
20212
20201
20191

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Student loan5976.6%
Credit reporting or other personal consumer reports1215.6%
Debt collection56.5%
Payday loan, title loan, personal loan, or advance loan11.3%

Issues

IssueComplaintsShare
Dealing with your lender or servicer2836.4%
Getting a loan1620.8%
Struggling to repay your loan911.7%
Incorrect information on your report79.1%
Problem with a company's investigation into an existing problem45.2%
Attempts to collect debt not owed33.9%
Improper use of your report33.9%
Issue where my lender is my school22.6%
Charged fees or interest you didn't expect11.3%
Communication tactics11.3%
Credit monitoring or identity theft protection services11.3%
False statements or representation11.3%
Problem with fraud alerts or security freezes11.3%

How the company responded

Company responseComplaintsShare
Closed with explanation7192.2%
In progress67.8%

States

StateComplaintsShare
Florida1418.2%
New Jersey1215.6%
California79.1%
New York67.8%
Texas67.8%
Maryland56.5%
Georgia33.9%
Illinois33.9%
South Carolina33.9%
Tennessee33.9%
Virginia33.9%
Indiana22.6%
Utah22.6%
Alabama11.3%
Arizona11.3%
District of Columbia11.3%
North Carolina11.3%
Ohio11.3%
Oklahoma11.3%
Pennsylvania11.3%
Washington11.3%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 21, 2026Student loanDealing with your lender or servicerIn progressconsumerfinance.gov
October 20, 2026Student loanStruggling to repay your loanIn progressconsumerfinance.gov
October 16, 2026Student loanGetting a loanIn progressconsumerfinance.gov
October 14, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
October 2, 2026Student loanStruggling to repay your loanIn progressconsumerfinance.gov
September 14, 2026Debt collectionFalse statements or representationIn progressconsumerfinance.gov
September 1, 2026Student loanStruggling to repay your loanClosed with explanationconsumerfinance.gov
July 23, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 16, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
July 10, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
June 17, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
June 12, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
May 28, 2026Student loanStruggling to repay your loanClosed with explanationconsumerfinance.gov
May 27, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 18, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
May 14, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
May 7, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
April 26, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
April 11, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
April 5, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
April 4, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
April 3, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 27, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
March 25, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
March 23, 2026Student loanStruggling to repay your loanClosed with explanationconsumerfinance.gov
March 19, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
March 9, 2026Student loanIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 5, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
February 9, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
February 1, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
January 24, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
January 14, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
January 11, 2026Credit reporting or other personal consumer reportsProblem with fraud alerts or security freezesClosed with explanationconsumerfinance.gov
January 11, 2026Credit reporting or other personal consumer reportsCredit monitoring or identity theft protection servicesClosed with explanationconsumerfinance.gov
January 4, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
December 30, 2025Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
December 27, 2025Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
December 18, 2025Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
December 13, 2025Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
December 5, 2025Student loanStruggling to repay your loanClosed with explanationconsumerfinance.gov
November 25, 2025Student loanIssue where my lender is my schoolClosed with explanationconsumerfinance.gov
November 23, 2025Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
November 21, 2025Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
November 19, 2025Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
November 19, 2025Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
November 18, 2025Student loanGetting a loanClosed with explanationconsumerfinance.gov
November 14, 2025Student loanProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
November 11, 2025Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
November 9, 2025Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
November 9, 2025Student loanIssue where my lender is my schoolClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.