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Data / Consumer complaints / Law Office of Michael J. Scott, PC / Debt collection

Law Office of Michael J. Scott, PC: 360 CFPB complaints about debt collection, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Law Office of Michael J. Scott, PC drew 360 consumer complaints about debt collection in the CFPB database in the three years to November 6, 2026, 89.6% of its 402 complaints in that time. The most common issue was “Took or threatened to take negative or legal action”. The company responded on time to 98.9% of them, and 0.0% closed with monetary or other relief.

The request: Watch Law Office of Michael J. Scott, PC: each new CFPB complaint about debt collection by issue, with the date and the company response. $10 of work on sign-up, no card.

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  • 360Complaints, last 3 years
  • 89.6%Share of the company's complaints
  • 98.9%Responded on time
  • 0.0%Closed with relief
  • Oct 12, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 202613136.4%
12 months to Nov 6, 202514740.8%
12 months to Nov 6, 20248222.8%

Issues

IssueComplaintsShare
Took or threatened to take negative or legal action11632.2%
Attempts to collect debt not owed10830%
Written notification about debt5715.8%
False statements or representation5214.4%
Communication tactics102.8%
Threatened to contact someone or share information improperly92.5%
Electronic communications82.2%

How the company responded

Company responseComplaintsShare
Closed with explanation35799.2%
In progress30.8%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Texas18551.4%
California5515.3%
Virginia3710.3%
Pennsylvania267.2%
South Carolina185%
Alabama174.7%
Tennessee113.1%
Maryland41.1%
North Carolina30.8%
Florida20.6%
Georgia10.3%
Nevada10.3%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 12, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 7, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 6, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 6, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 6, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 2, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 2, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
September 28, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 27, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 21, 2026Debt collectionTook or threatened to take negative or legal actionIn progressconsumerfinance.gov
September 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 20, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 18, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 17, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 11, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 4, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 2, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 2, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 29, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 28, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 27, 2026Debt collectionWritten notification about debtIn progressconsumerfinance.gov
August 25, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 22, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.