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Data / Consumer complaints / Goal Structured Solutions, LLC

Goal Structured Solutions, LLC: 672 CFPB consumer complaints in the last 3 years

Goal Structured Solutions, LLC drew 672 consumer complaints in the CFPB database in the three years to November 6, 2026, and 789 since 2019. The largest group, 218, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 155. The company responded on time to 99.9% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in California
  • 672Complaints, last 3 years
  • 789Complaints, all years
  • 99.9%Responded on time
  • 0.0%Closed with relief
  • 6Products
  • Oct 30, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6350
2025227
202487
202347
202243
202120
202010
20195

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit reporting or other personal consumer reports21832.4%
Student loan19629.2%
Debt collection18928.1%
Payday loan, title loan, personal loan, or advance loan558.2%
Mortgage111.6%
Debt or credit management30.4%

Issues

IssueComplaintsShare
Incorrect information on your report15523.1%
Dealing with your lender or servicer9814.6%
Attempts to collect debt not owed7911.8%
Problem with a company's investigation into an existing problem537.9%
Took or threatened to take negative or legal action385.7%
False statements or representation324.8%
Issue with income share agreement314.6%
Improper use of your report233.4%
Struggling to repay your loan233.4%
Getting a loan213.1%
Written notification about debt182.7%
Communication tactics131.9%
Charged fees or interest you didn't expect121.8%
Getting the loan111.6%
Problem when making payments111.6%
Credit monitoring or identity theft protection services71%
Applying for a mortgage or refinancing an existing mortgage50.7%
Electronic communications50.7%
Problem with additional add-on products or services50.7%
Problem with the payoff process at the end of the loan50.7%
Struggling to pay your loan50.7%
Issue where my lender is my school40.6%
Threatened to contact someone or share information improperly40.6%
Trouble during payment process40.6%
Didn't provide services promised20.3%

How the company responded

Company responseComplaintsShare
Closed with explanation67099.7%
In progress20.3%

States

StateComplaintsShare
California12518.6%
Texas7911.8%
Florida6710%
Illinois395.8%
New York334.9%
Georgia294.3%
New Jersey263.9%
Maryland172.5%
South Carolina172.5%
Tennessee172.5%
Virginia172.5%
Arizona162.4%
North Carolina152.2%
Massachusetts142.1%
Washington142.1%
Michigan131.9%
Pennsylvania131.9%
Nevada91.3%
Indiana81.2%
Oregon81.2%
Missouri71%
Ohio71%
Colorado60.9%
Louisiana60.9%
Rhode Island60.9%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 30, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 27, 2026Payday loan, title loan, personal loan, or advance loanGetting the loanClosed with explanationconsumerfinance.gov
October 25, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 23, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 21, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 21, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 20, 2026Credit reporting or other personal consumer reportsCredit monitoring or identity theft protection servicesClosed with explanationconsumerfinance.gov
October 19, 2026Payday loan, title loan, personal loan, or advance loanGetting the loanIn progressconsumerfinance.gov
October 19, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 18, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 17, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
October 16, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
October 15, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 13, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 13, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
October 11, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
October 9, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
October 9, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 9, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 8, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
October 7, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
October 7, 2026Student loanStruggling to repay your loanClosed with explanationconsumerfinance.gov
October 7, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 6, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
October 5, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
October 5, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 2, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 2, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 1, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 30, 2026MortgageApplying for a mortgage or refinancing an existing mortgageClosed with explanationconsumerfinance.gov
September 30, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 29, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 23, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
September 23, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
September 22, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 22, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
September 22, 2026Student loanGetting a loanClosed with explanationconsumerfinance.gov
September 21, 2026Student loanIssue with income share agreementClosed with explanationconsumerfinance.gov
September 21, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 21, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 20, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 20, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 16, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
September 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 15, 2026Payday loan, title loan, personal loan, or advance loanConfusing or misleading advertising or marketingClosed with explanationconsumerfinance.gov
September 15, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 15, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.