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Data / Consumer complaints / FMS Inc.

FMS Inc.: 19 CFPB complaints, last 3 years

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

FMS Inc. drew 19 consumer complaints in the CFPB database in the three years to November 9, 2026, and 158 since 2013. The largest group, 17, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 8. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch FMS Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 19Complaints, last 3 years
  • 158Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 2Products
  • Oct 5, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 95
20258
20244
20236
20225
20214
202018
201914
201811
20179
201617
201531
201422
20134

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Attempts to collect debt not owed842.1%
Communication tactics315.8%
Electronic communications210.5%
False statements or representation210.5%
Written notification about debt210.5%
Improper use of your report15.3%
Incorrect information on your report15.3%

How the company responded

Company responseComplaintsShare
Closed with explanation19100%

States

StateComplaintsShare
Nevada421.1%
North Carolina315.8%
California210.5%
Florida210.5%
Idaho210.5%
New York210.5%
Oklahoma210.5%
Maryland15.3%
Texas15.3%

Latest 19 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 17, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 11, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
January 28, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 15, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
September 30, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 23, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 21, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
August 8, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
March 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 7, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 20, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 15, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 8, 2024Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 3, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 7, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 21, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 21, 2023Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 23, 2023Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.