Data / Consumer complaints / EMCC Holdings, LLC
EMCC Holdings, LLC: 17 CFPB complaints, last 3 years
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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.
EMCC Holdings, LLC drew 17 consumer complaints in the CFPB database in the three years to November 9, 2026, and 154 since 2016. The largest group, 11, was about credit reporting or other personal consumer reports, and the most common issue was “Improper use of your report” with 6. The company responded on time to 94.1% of the complaints, and 0.0% closed with monetary or other relief.
The request: Watch EMCC Holdings, LLC: each new CFPB complaint by product and issue, with the date and the company response.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 17Complaints, last 3 years
- 154Complaints, all years
- 94.1%Responded on time
- 0.0%Closed with relief
- 3Products
- May 17, 2024Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2024 | 15 |
| 2023 | 22 |
| 2022 | 28 |
| 2021 | 33 |
| 2020 | 23 |
| 2019 | 12 |
| 2018 | 7 |
| 2017 | 7 |
| 2016 | 7 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 11 | 64.7% |
| Debt collection | 4 | 23.5% |
| Mortgage | 2 | 11.8% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Improper use of your report | 6 | 35.3% |
| Incorrect information on your report | 4 | 23.5% |
| Attempts to collect debt not owed | 3 | 17.6% |
| Problem with a company's investigation into an existing problem | 2 | 11.8% |
| Closing on a mortgage | 1 | 5.9% |
| False statements or representation | 1 | 5.9% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 17 | 100% |
States
| State | Complaints | Share |
|---|---|---|
| Florida | 3 | 17.6% |
| Georgia | 3 | 17.6% |
| Virginia | 3 | 17.6% |
| California | 2 | 11.8% |
| Maryland | 2 | 11.8% |
| Louisiana | 1 | 5.9% |
| Nevada | 1 | 5.9% |
| South Carolina | 1 | 5.9% |
| Texas | 1 | 5.9% |
Latest 17 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| May 17, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 16, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 9, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| May 5, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| May 3, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 23, 2024 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| March 23, 2024 | Mortgage | Closing on a mortgage | Closed with explanation | consumerfinance.gov |
| March 19, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| March 19, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| March 12, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| March 11, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| March 9, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| March 9, 2024 | Mortgage | Improper use of your report | Closed with explanation | consumerfinance.gov |
| January 8, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| January 5, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| December 12, 2023 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| November 10, 2023 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt collection complaints
- Every company with Mortgage complaints
- Consumer complaints in Florida
- Consumer complaints in Virginia
- Consumer complaints in Georgia
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.
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