Skip to the page
Get started free

Data / Consumer complaints / Debt 0, Inc

Debt 0, Inc: 18 CFPB complaints, last 3 years

The full list. Companies with consumer complaints to the CFPB: 5,399 rows, $133.99. Pay by card with no account. Prices exclude VAT. CSV and Excel files with the columns this page does not show (company, company as the CFPB records it, complaints, last 3 years, complaints, last 12 months, complaints, 12 months before, complaints, 12 months before that and 8 more), which open on your screen as soon as the payment clears and come by email. For agents and scripts: every list with its row count and price is at https://specstream.ai/data/lists.json.

Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

Debt 0, Inc drew 18 consumer complaints in the CFPB database in the three years to November 9, 2026, and 29 since 2017. The largest group, 15, was about debt or credit management, and the most common issue was “Didn't provide services promised” with 7. The company responded on time to 100.0% of the complaints, and 50.0% closed with monetary or other relief. The CFPB records the company as DEBT 0, INC.

The request: Watch Debt 0, Inc: each new CFPB complaint by product and issue, with the date and the company response. $10 of credit on sign-up, no card.

Watch this company's complaintsGet every debt or credit management companyGet debt or credit management in Florida

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 18Complaints, last 3 years
  • 29Complaints, all years
  • 100.0%Responded on time
  • 50.0%Closed with relief
  • 2Products
  • Sep 21, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 94
20257
20244
20234
20212
20201
20191
20182
20174

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt or credit management1583.3%
Debt collection316.7%

Issues

IssueComplaintsShare
Didn't provide services promised738.9%
Confusing or misleading advertising or marketing316.7%
Unauthorized withdrawals or charges316.7%
Charged upfront or unexpected fees211.1%
Attempts to collect debt not owed15.6%
Took or threatened to take negative or legal action15.6%
Written notification about debt15.6%

How the company responded

Company responseComplaintsShare
Closed with explanation950%
Closed with monetary relief950%

States

StateComplaintsShare
Florida1161.1%
Texas422.2%
Georgia211.1%
Minnesota15.6%

Latest 18 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
September 21, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
July 28, 2026Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
May 13, 2026Debt or credit managementCharged upfront or unexpected feesClosed with monetary reliefconsumerfinance.gov
March 10, 2026Debt or credit managementConfusing or misleading advertising or marketingClosed with monetary reliefconsumerfinance.gov
December 31, 2025Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
December 3, 2025Debt collectionWritten notification about debtClosed with monetary reliefconsumerfinance.gov
October 20, 2025Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
August 20, 2025Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
April 16, 2025Debt or credit managementConfusing or misleading advertising or marketingClosed with monetary reliefconsumerfinance.gov
March 10, 2025Debt or credit managementDidn't provide services promisedClosed with monetary reliefconsumerfinance.gov
January 7, 2025Debt or credit managementUnauthorized withdrawals or chargesClosed with monetary reliefconsumerfinance.gov
December 19, 2024Debt or credit managementConfusing or misleading advertising or marketingClosed with monetary reliefconsumerfinance.gov
November 13, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 16, 2024Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
June 1, 2024Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
December 13, 2023Debt or credit managementDidn't provide services promisedClosed with explanationconsumerfinance.gov
November 28, 2023Debt collectionTook or threatened to take negative or legal actionClosed with monetary reliefconsumerfinance.gov
November 22, 2023Debt or credit managementDidn't provide services promisedClosed with monetary reliefconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.