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Data / Consumer complaints / Credit Service Company, INC

Credit Service Company, INC: 74 CFPB consumer complaints in the last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Credit Service Company, INC drew 74 consumer complaints in the CFPB database in the three years to November 6, 2026, and 237 since 2013. The largest group, 58, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 22. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch Credit Service Company, INC: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 74Complaints, last 3 years
  • 237Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 2Products
  • Oct 7, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 636
202523
202415
20234
202212
202128
202017
201915
201830
201721
201618
20158
20149
20131

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection5878.4%
Credit reporting or other personal consumer reports1621.6%

Issues

IssueComplaintsShare
Attempts to collect debt not owed2229.7%
Written notification about debt1824.3%
Improper use of your report79.5%
False statements or representation68.1%
Incorrect information on your report56.8%
Took or threatened to take negative or legal action56.8%
Problem with a company's investigation into an existing problem45.4%
Threatened to contact someone or share information improperly34.1%
Communication tactics22.7%
Electronic communications22.7%

How the company responded

Company responseComplaintsShare
Closed with explanation74100%

States

StateComplaintsShare
Texas3648.6%
Colorado1925.7%
Montana34.1%
Florida22.7%
Kansas22.7%
North Dakota22.7%
Connecticut11.4%
Georgia11.4%
Louisiana11.4%
Michigan11.4%
Ohio11.4%
Oklahoma11.4%
Pennsylvania11.4%
Virginia11.4%
Wisconsin11.4%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 7, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 29, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
August 27, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 24, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 19, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 11, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 29, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 21, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
July 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 6, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 3, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 29, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 22, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 10, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 29, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 20, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 19, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 12, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
May 9, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 7, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
April 13, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 1, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
March 29, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 11, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 3, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 6, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
February 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 3, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
January 29, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 15, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 14, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 5, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 1, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
November 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 30, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 30, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 18, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 30, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 21, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 21, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 20, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 22, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 27, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 24, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 19, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 5, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.