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Data / Consumer complaints / Credit Concepts, Inc.

Credit Concepts, Inc.: 27 CFPB complaints, last 3 years

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Updated November 10, 2026. Source: CFPB Consumer Complaint Database.

Credit Concepts, Inc. drew 27 consumer complaints in the CFPB database in the three years to November 9, 2026, and 65 since 2015. The largest group, 14, was about vehicle loan or lease, and the most common issue was “Incorrect information on your report” with 7. The company responded on time to 92.6% of the complaints, and 3.7% closed with monetary or other relief. The CFPB records the company as CREDIT CONCEPTS, INC..

The request: Watch Credit Concepts, Inc.: each new CFPB complaint by product and issue, with the date and the company response.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 27Complaints, last 3 years
  • 65Complaints, all years
  • 92.6%Responded on time
  • 3.7%Closed with relief
  • 3Products
  • Aug 15, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 94
202512
20247
202311
20226
20216
20202
20193
20188
20173
20161
20152

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Incorrect information on your report725.9%
Improper use of your report518.5%
Managing the loan or lease414.8%
Repossession414.8%
Problem with a company's investigation into an existing problem27.4%
Attempts to collect debt not owed13.7%
False statements or representation13.7%
Getting a loan or lease13.7%
Problem with fraud alerts or security freezes13.7%
Problems at the end of the loan or lease13.7%

How the company responded

Company responseComplaintsShare
Closed with explanation2696.3%
Closed with non-monetary relief13.7%

States

StateComplaintsShare
Washington1451.9%
Oregon622.2%
Nevada311.1%
Florida13.7%
Montana13.7%
New York13.7%
Texas13.7%

Latest 27 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
August 15, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
February 13, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 30, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 13, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 27, 2025Vehicle loan or leaseProblem with a company's investigation into an existing problemClosed with non-monetary reliefconsumerfinance.gov
November 22, 2025Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 21, 2025Credit reporting or other personal consumer reportsProblem with fraud alerts or security freezesClosed with explanationconsumerfinance.gov
October 23, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 10, 2025Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
August 8, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
June 20, 2025Vehicle loan or leaseProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 29, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 18, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 24, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 3, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 14, 2024Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
December 11, 2024Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 20, 2024Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
August 17, 2024Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
July 15, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 4, 2024Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
May 20, 2024Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
December 26, 2023Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
December 9, 2023Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
December 5, 2023Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
November 21, 2023Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.

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