Skip to the page

Data / Consumer complaints / Credit Collections U.S.A., L.L.C.

Credit Collections U.S.A., L.L.C.: 193 CFPB consumer complaints in the last 3 years

Credit Collections U.S.A., L.L.C. drew 193 consumer complaints in the CFPB database in the three years to November 6, 2026, and 359 since 2014. The largest group, 172, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 107. The company responded on time to 0.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 193Complaints, last 3 years
  • 359Complaints, all years
  • 0.0%Responded on time
  • 0.0%Closed with relief
  • 2Products
  • Oct 22, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6182
202510
20241
20237
202214
202117
202018
201916
201831
201731
201613
201518
20141

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Attempts to collect debt not owed10755.4%
Written notification about debt2412.4%
False statements or representation2110.9%
Incorrect information on your report178.8%
Took or threatened to take negative or legal action178.8%
Communication tactics31.6%
Improper use of your report31.6%
Problem with a company's investigation into an existing problem10.5%

How the company responded

Company responseComplaintsShare
Untimely response19299.5%
Closed with explanation10.5%

States

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 22, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 22, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 21, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
October 20, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 19, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 19, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 19, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 19, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
October 17, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
October 17, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
October 17, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 16, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 15, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 14, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
October 14, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 14, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 14, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 13, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 12, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
October 11, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 11, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 10, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 9, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 9, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 8, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
October 8, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
October 8, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
October 7, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
October 6, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 6, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
October 6, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 6, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 4, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
October 4, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 3, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 3, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
October 2, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 1, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
October 1, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
September 30, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
September 30, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
September 30, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
September 29, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
September 29, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
September 29, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
September 28, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
September 28, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
September 28, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
September 27, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
September 25, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.