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Data / Consumer complaints / Credit Card Receivables Fund Incorporated

Credit Card Receivables Fund Incorporated: 147 CFPB consumer complaints in the last 3 years

Credit Card Receivables Fund Incorporated drew 147 consumer complaints in the CFPB database in the three years to November 6, 2026, and 547 since 2013. The largest group, 117, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 52. The company responded on time to 85.7% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in California
  • 147Complaints, last 3 years
  • 547Complaints, all years
  • 85.7%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 14, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 621
202554
202462
202382
202216
202119
202056
201951
201834
201722
201638
201536
201444
201312

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection11779.6%
Credit reporting or other personal consumer reports2416.3%
Credit card42.7%
Debt or credit management21.4%

Issues

IssueComplaintsShare
Attempts to collect debt not owed5235.4%
Written notification about debt2617.7%
Took or threatened to take negative or legal action2517%
False statements or representation106.8%
Improper use of your report106.8%
Problem with a company's investigation into an existing problem85.4%
Incorrect information on your report74.8%
Threatened to contact someone or share information improperly32%
Closing your account10.7%
Communication tactics10.7%
Confusing or misleading advertising or marketing10.7%
Getting a credit card10.7%
Other features, terms, or problems10.7%
Problem with customer service10.7%

How the company responded

Company responseComplaintsShare
Closed with explanation14699.3%
In progress10.7%

States

StateComplaintsShare
California1912.9%
Florida1711.6%
Texas1711.6%
Georgia138.8%
Pennsylvania128.2%
North Carolina74.8%
New York74.8%
Louisiana64.1%
Illinois53.4%
Tennessee42.7%
Colorado32%
Michigan32%
Nevada32%
Ohio32%
Arizona21.4%
Kentucky21.4%
Massachusetts21.4%
Missouri21.4%
New Jersey21.4%
Oklahoma21.4%
South Carolina21.4%
Alaska10.7%
Hawaii10.7%
Idaho10.7%
Indiana10.7%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 14, 2026Debt collectionTook or threatened to take negative or legal actionIn progressconsumerfinance.gov
September 29, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 8, 2026Credit cardIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 7, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 15, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 30, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 25, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 21, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
June 18, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 9, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
May 30, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
May 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 12, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 21, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 3, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 20, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
January 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 2, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 29, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 23, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 9, 2025Debt or credit managementConfusing or misleading advertising or marketingClosed with explanationconsumerfinance.gov
December 9, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 5, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 27, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 27, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 12, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
November 3, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 1, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 27, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 17, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 30, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 28, 2025Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
September 24, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 17, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 16, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 6, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 4, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 19, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 8, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 6, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 1, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 24, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 23, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 2, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 27, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 27, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.